Software Engineer II - Banking and Money Movement

Marqeta, Inc.; Toronto, Vancouver; Hybrid; CAD 91,000 - 115,000; Full time

Job summary

A financial technology company is seeking a Software Engineer II to develop resilient software for financial services including banking and transactions. This role demands 3+ years of experience in backend software development and a focus on quality and meeting deadlines. The position offers a flexible working environment and competitive salary ranging from CAD 91,500 to 114,400.

Benefits

Multiple health insurance options

Flexible vacation time

Retirement savings program

Equity in a publicly traded company

Monthly stipend for remote work

Development funds for employee growth

Parental Leave up to 20 weeks

Qualifications

• 3+ years experience as a backend engineer.
• Ability to decompose business problems into solutions.
• Focus on quality and meeting deadlines.

Responsibilities

• Develop and deliver clear, bug‑free code.
• Own small features.
• Participate in the core processes of the team.

Skills

Backend engineering

Web Services

Microservices

SQL

Distributed systems

SaaS experience

Communication skills

Education

Bachelor's degree

5+ years of relevant experience

Tools

AWS

Kubernetes

Job description

Software Engineer II - Banking and Money Movement

As Marqeta’s Software Engineer II, you will deliver resilient and sustainable software projects from design to implementation and rollout. You will execute defined projects to achieve team-level goals and work on and own minor features in support of larger features. You will contribute heavily to test development and bug fixing and may mentor new hires, interns, or more junior engineers.

The Banking and Money Movement engineering team develops and optimizes financial services, including account creation, transaction processing, payment systems, banking integrations, reporting, and reconciliation. We work collaboratively to ensure secure, efficient, and innovative solutions that meet regulatory standards and enhance user experiences in moving the money.

We workFlexible First. This role can be performed remotely within Ontario or British Columbia, Canada. We’d love for you to join us!

• Independently and consistently develop, and deliver clear, bug‑free code.
• Decompose simple problems or business scenarios into solutions composed of multiple software components interacting with each other.
• Own small features.
• Achieve team‑level goals and work on and own minor features in support of larger features.
• Read and navigate through a large code base and effectively contribute to test development and bug fixing.
• Participate in the core processes of the team, including recommending and implementing process improvements, as well as planning, on‑call rotations, bug triage, metrics review, etc.
• Ensure the team delivers secure and compliant products for our customers.
• Contribute to a positive sense of community on the team (e.g. engage in team lunches, team off‑sites, new‑hire onboarding, etc.).

Who You Are

• 3+ years experience as a backend engineer and a Bachelor's degree; or an advanced degree with no relevant experience. Instead of a degree, 5+ years of relevant experience may suffice.
• Experience with Web Services and Microservices.
• Experience with SQL.
• Experience working with distributed systems.
• Experience working at a SaaS‑based product company.
• Ability to decompose business problems into solutions that may require designs with multiple interacting components.
• Ability to build correct, maintainable software components.
• A focus on quality and meeting deadlines.
• A strong grasp the libraries, platforms, and systems.
• Ability to present clear and concise messages tailored to various audiences; able to communicate in a clear, concise, and respectful manner both verbally and in writing.
• Ability to share relevant information including if difficult task‑level trade‑offs that impact the product need to be made.
• Ability to work with cross‑functional stakeholders to identify technical blindspots and clarify ambiguity.

Nice to haves

• Experience with payments or the FinTech space.
• Startup experience.
• Production experience with AWS.
• Experience with Kubernetes.
• Experience building scalable software platforms.

Our (typical) process

• Application submission
• Coding interview
• Virtual “Onsite” consisting of three 45‑60 minute rounds
• Offer!

Compensation and Benefits

qeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new‑hire base salary range for this position, reflected in CAD, is: 91,500 – 114,400.

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

• Multiple health insurance options
• Flexible vacation time
• Retirement savings program with company contribution
• Equity in a publicly‑traded company
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development
• Family-forming benefits and up to 20 weeks of Parental Leave

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.

– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high‑quality results that our customers count on. We own our work from start to finish.

– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.

– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.

– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre‑employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.

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