Software Engineer II, Backend (Purchasing Power - Core)

Affirm, Inc.; Kelowna; Remote; CAD 133,000 - 183,000; Full time

Benefits offered by this job

Health coverage for dependents

ESPP stock purchase plan

Remote-first with flexibility

Monthly tech stipends

Job summary

Affirm, Inc. is hiring a backend software engineer to design and implement features in our underwriting platform, supporting partnered merchants and users across Affirm card, e-commerce sites, and the affirm app.

You will collaborate with Product and Credit Risk to deliver scalable, reliable solutions that matter to customers. You bring 1.5+ years of backend experience, proficiency in Python or Kotlin, and familiarity with distributed systems using AWS, MySQL, and Kubernetes.

Qualifications

• 1.5+ years of experience as a software engineer.
• Proficient in designing, developing and launching backend systems with Python or Kotlin.
• Familiar with distributed systems and technologies such as AWS, MySQL, and Kubernetes.
• Ability to take ownership, write clean, well-tested, extensible code and perform code reviews.

Responsibilities

• Break down projects into tasks and deliver in phases with timely collaboration.
• Collaborate with product management, design and analytics in ideation and decisions.
• Maintain team artifacts by creating and monitoring metrics and supporting on-call efforts.
• Contribute to team growth through participation in interviews and mentoring.

Skills

Python

Kotlin

Distributed systems

AWS

MySQL

Kubernetes

Code reviews

Ownership

Communication

Job description

At Affim, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Join the Purchasing Power org and partner with Product and Credit Risk to solve complex challenges for customers while enabling affirm to be where consumers need us most. As part of the team, you will focus on designing and implementing new features in our underwriting platform to support our partnered merchants and users across a wide number of interfaces, including affirm card, e-commerce sites, and the affirm app. You will have a direct impact on the performance of affirm as we look to continue to grow and expand affirm in a safe and responsible way for our customers!

What You'll Do

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.

Base Pay Grade - L

Equity Grade - Canada 5

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by affirm holdings, inc. (parent company).

CAN base pay range per year: $133,000 - $183,000

Remote-first with flexibility built in

affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits Designed For You

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: affirm considers qualified applicants with arrest and conviction records, as required by law.