Software Engineer I (Cobol Developer)

The Toronto-Dominion Bank (Canada); Toronto; On-site; CAD 70,000 - 98,000; Full time

Job summary

TD Bank Group is seeking a skilled mainframe developer to design, build, and support mission-critical credit card and payment processing platforms. You will work with COBOL, DB2, JCL, and IMS, delivering reliable and secure solutions while partnering with business and technology teams.

The role emphasizes modernization initiatives, automation, and adherence to TD engineering standards, with responsibilities spanning development, testing, and production support in an Agile environment.

Qualifications

• Undergraduate degree or equivalent in CS/Engineering/IT.
• 5+ years of software development experience.
• 3-5 years of Mainframe development experience.
• Experience supporting large-scale banking/financial apps.
• Proven experience in design, development, testing, implementation and production support.
• Experience in Agile delivery environments.

Responsibilities

• Develop, enhance, maintain, and support mainframe applications using COBOL, DB2, JCL, IMS, VSAM.
• Contribute to design reviews, estimations, and feasibility analyses.
• Ensure compliance with TD standards, security controls, and audit requirements.
• Provide production support, incident management, and root cause analysis.
• Collaborate with business analysts, architects, and downstream teams to meet business needs.
• Participate in modernization and automation initiatives and CI/CD processes.

Skills

COBOL

DB2

JCL

VSAM

IMS

Mainframe

Production support

Education

Undergraduate Degree in Computer Science, Engineering, Information Technology, or equivalent experience

Tools

GitHub

CI/CD tools

Job description

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Technology Solutions

Pay Details: $69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Develop, enhance, maintain, and support mission-critical mainframe applications that enable TD's credit card and payment processing platforms. Partner with business and technology teams to deliver reliable, scalable, and secure solutions using COBOL, DB2, JCL, and related mainframe technologies. Contribute to application development, production support, system integration, modernization initiatives, and continuous improvement of engineering practices. Deliver high-quality software solutions that support business objectives, customer experience, and regulatory requirements. Analyze business requirements and translate them into technical designs and application enhancements. Support critical card processing applications and provide timely resolution to production issues. Collaborate with business analysts, product owners, architects, and downstream teams to ensure solutions meet business needs. Participate in application modernization and automation initiatives to improve service reliability and operational efficiency. Design, develop, test, implement, and support mainframe applications using COBOL, DB2, JCL, VSAM, MQ, and related technologies. Participate in solution design reviews, estimation, impact assessments, and technical feasibility analysis. Ensure compliance with TD engineering standards, security controls, audit requirements, and operational processes. Conduct code reviews and support quality gates throughout the software development lifecycle. Contribute to incident management, root cause analysis, problem remediation, and production stability initiatives. Support system integration activities across enterprise platforms, payment systems, vendor solutions, APIs, and digital channels. Identify opportunities for automation, performance optimization, and technical debt reduction. Collaborate effectively within Agile delivery teams and participate in sprint planning, backlog refinement, and retrospectives. Mentor junior developers and contribute to team knowledge sharing. Build strong partnerships with business stakeholders, architects, infrastructure teams, QE teams, and external vendors. Support a culture of continuous learning, innovation, accountability, and engineering excellence. Provide technical leadership during development, testing, implementation, and production support activities. Participate in on-call support rotations and critical incident resolution as required.

KEY RESPONSIBILITIES

Application Development

• Develop and maintain mainframe applications using COBOL, DB2, JCL, IMS, VSAM.
• Perform coding, unit testing, system testing support, and implementation activities.
• Create technical specifications and maintain application documentation.
• Analyze existing systems and implement enhancements to support changing business requirements.
• Troubleshoot complex application issues and implement sustainable solutions.
• Investigate production incidents and perform root cause analysis.
• Support batch processing, online transaction processing, and application monitoring.
• Collaborate with infrastructure and operations teams to resolve application or performance issues.
• Participate in disaster recovery, resiliency, and business continuity activities.

Engineering Excellence

• Follow SDLC, Agile, DevOps, and TD engineering standards.
• Participate in peer reviews and promote coding best practices.
• Ensure applications meet security, performance, scalability, and availability requirements.
• Support CI/CD and source code management practices including GitHub and automated deployment processes where applicable.

Breadth & Depth

• Strong understanding of enterprise mainframe application architecture and integration patterns.
• Advanced knowledge of software engineering principles, design methodologies, and SDLC practices.
• Ability to independently perform complex development, troubleshooting, and implementation activities.
• Experience working on large-scale mission-critical financial systems.
• Strong analytical, problem-solving, and communication skills.
• Ability to manage multiple priorities in a fast-paced delivery environment.

REQUIRED TECHNICAL SKILLS

• Must Have: COBOL, DB2, JCL, VSAM, IMS, File processing and batch application development, IBM Mainframe development and support experience, Production support and incident management.
• Preferred: Credit Card or Banking domain experience, Card processing platforms, API and distributed system integrations, GitHub, DevOps and CI/CD tools, Mainframe modernization initiatives, Agile/Scrum delivery methodologies.

EXPERIENCE AND EDUCATION

• Undergraduate Degree in Computer Science, Engineering, Information Technology, or equivalent experience.
• Experience: 5+ years of software development experience.
• 3-5 years of Mainframe development experience.
• Experience supporting large-scale banking, payment, or financial applications.
• Proven experience in application design, development, testing, implementation, and production support.
• Experience working in Agile delivery environments.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

• base salary
• variable compensation
• health and well-being benefits
• savings and retirement programs
• paid time off
• banking benefits and discounts
• career development
• reward and recognition programs

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Language Requirement (Quebec only)

Sans Objet

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.