Software Engineer – Commercial Credit Cards

Omega Hires; Toronto; Hybrid; CAD 100,000 - 125,000; Full time

Job summary

A financial services company is seeking a Software Engineer specializing in Commercial Credit Cards to manage programs and improve workflows. The ideal candidate will have experience with corporate and virtual cards and strong credit risk evaluation skills. This role plays a crucial part in driving card offerings while ensuring compliance with industry regulations.

Qualifications

• Proven experience working with Commercial Credit Cards including corporate, purchasing, and virtual cards.
• Strong understanding of underwriting and credit risk evaluation.
• Familiarity with card networks like Visa and Mastercard.

Responsibilities

• Manage and support end-to-end commercial credit card programs.
• Work to improve card offerings, workflows, and customer experience.
• Analyze portfolio performance and recommend enhancements.

Skills

Commercial Credit Cards

Underwriting

Credit Risk Evaluation

Analytical Skills

Problem-solving Skills

Stakeholder Management

Job description

Job Title:

Software Engineer – Commercial Credit Cards

Location:

Toronto, Canada (Onsite/Hybrid)

Job Description:

We are seeking a skilled professional with strong experience in Commercial Credit Cards to support our financial products team. The ideal candidate will have hands‑on expertise in commercial card programs, card operations, and credit risk processes, along with a deep understanding of industry regulations and client needs.

Responsibilities:

• Manage and support end-to-end commercial credit card programs, including onboarding, credit assessments, and account maintenance.
• Work closely with product, risk, and operations teams to improve card offerings, workflows, and customer experience.
• Analyze portfolio performance, identify trends, and recommend enhancements to drive usage and reduce risk.
• Ensure compliance with card network rules, regulatory guidelines, and internal policies.
• Act as a subject matter expert for commercial card processes, tools, and best practices.

Requirements:

• Proven experience working with Commercial Credit Cards (corporate cards, purchasing cards, virtual cards, or commercial card programs).
• Strong understanding of underwriting, credit risk evaluation, and card operations.
• Familiarity with card networks (Visa, Mastercard) and commercial payment flows.
• Excellent analytical, problem‑solving, and stakeholder‑management skills.