Senior Underwriting Consultant, Risk Management

Manulife Financial; Quebec; Remote; CAD 76,000 - 139,000; Full time

Job summary

A leading financial services provider in Quebec is looking for a Senior Underwriting Consultant. The successful candidate will possess extensive underwriting experience and be able to analyze data to improve decision-making in risk management. This role requires strong skills in MS Office and expertise in medical science. Bilingualism in French and English is essential. Join a dynamic team that values innovation and professional growth.

Benefits

Customizable health benefits

Life insurance coverage

Generous paid time off program

Qualifications

• 7+ years of underwriting experience with high approval authority.
• Deep understanding of individual insurance products.
• Strong organizational, communication, and interpersonal skills.

Responsibilities

• Review and audit underwriting decisions for compliance.
• Monitor application trends and respond to potential risks.
• Drive innovation by recommending new risk management strategies.

Skills

Underwriting experience

Bilingual (French/English)

Advanced MS Office skills

Strong organizational skills

Knowledge of medical science

Education

7+ years of underwriting experience

Tools

PowerBI

Excel

PowerPoint

Job description

Overview

Are you ready to make an impact and steer the future of insurance in a digital world? We're on the hunt for an innovative Senior Underwriting Consultant to join our forward-thinking team. If you're passionate about blending risk management with data insights and cutting-edge digital solutions, we want to hear from you!

As a Senior Underwriting Consultant, you'll be the driving force behind our risk management strategy, using data and insights to revolutionize our underwriting and claims operations. In a fast-paced digital landscape, you'll leverage your expertise to streamline processes and deliver quick, data-driven decisions. Your analytical prowess will ensure our practices stay ahead of emerging industry trends, continuously adapting and innovating to meet the challenges of tomorrow while aligning with company policies and regulatory standards. We are specifically seeking someone with extensive experience in claims and rescissions to enhance our capabilities in these areas.

Responsibilities

• Review and audit underwriting decisions, processes and tools to ensure compliance with our high-quality standards.
• Review inforce policies for potential rescission by assessing the impact of new information on underwriting decisions.
• Monitor application and claims trends and respond proactively to potential risks.
• Support legal teams with expert insights on cases in litigation.
• Drive innovation by recommending new risk management strategies and controls.

Insightful Reporting & Analysis

• Track and analyze key risk indicators to inform strategic decisions.
• Deliver comprehensive reports for senior leaders and external partners.
• Harness data to evolve our risk management programs continuously.

Continuous Improvement Enthusiast

• Deliver educational programs and research to elevate underwriting expertise.
• Partner with analytics teams to integrate cutting-edge insights into risk management practices.

Leadership & Teamwork Champion

• Lead risk management programs and mentor emerging talent.
• Partner with cross-functional teams—Sales, Compliance, Legal—to foster high-performing collaboration and strengthen our underwriting risk management function.
• Build and nurture relationships with key stakeholders, including reinsurers.

Required Qualifications

• 7+ years of underwriting experience with high approval authority.
• A deep understanding of individual insurance products and operations.
• Advanced skills in MS Office (Excel, PowerBI, PowerPoint) with a passion for continuous learning.
• Strong organizational, communication, and interpersonal skills.
• A growth mindset and adaptability in a dynamic environment.
• Expertise in medical science and its impact on mortality and morbidity.
• Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from various jurisdictions outside of Quebec.

When you join our team

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

关于宏利和恒康

宏利金融公司是一家業界領先的國際金融服務商，致力於幫助人們實現「輕鬆投資理財，樂享豐盛人生」。若要進一步了解我們，請瀏覽 https://www.manulifeim.com/institutional/tw/en

宏利是平等機會僱主

在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺伝特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。

我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡 [e-mail]。

Referenced Salary Location

加拿大, 魁北克省 -全職遠端工作

Working Arrangement

遠端工作

Salary range is expected to be between

$76,950.00 CAD - $138,510.00 CAD

If you are applying for this role outside of the primary location, please contact [e-mail] for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [e-mail] for more information about U.S.-specific paid time off provisions.