Senior Underwriting Consultant

Manulife group; British Columbia; Hybrid; CAD 85,000 - 135,000; Full time

Benefits offered by this job

Work from home

Training opportunities

Job summary

Manulife’s Underwriting team seeks Senior Underwriting Consultants for its High Net Worth segment. This remote role serves candidates across Canada, with a $5,000,000+ signing authority and a growth-minded, service-oriented mindset.

Responsibilities include risk assessment, decision support for sales, and strong collaboration with partners. The ideal candidate has 5+ years’ underwriting experience, AML training, and bilingual English/French capabilities where applicable.

Qualifications

• Minimum of 5 years of underwriting experience.
• High net worth market experience and authority.
• Sales and relationship-focused mindset with business development drive.
• Progress toward or completion of FALU/FLMI/ACS designations.
• Strong medical terminology knowledge across physiology and pharmacology.
• Awareness of AML practices and financial reporting basics.
• Excellent written and oral communication skills.

Responsibilities

• Communicate with sales and head office to deliver high-quality decisions for HNW clients.
• Conduct risk assessment and classification per Manulife standards.
• Maintain positive relationships with internal and external partners.
• Deliver exceptional customer experience in every interaction.
• Ensure compliance with consumer laws, confidentiality and disclosure.
• Identify and propose solutions to underwriting-related problems.

Skills

Underwriting

Sales mindset

Communication skills

Bilingual English/French

Medical terminology knowledge

Education

FALU

FLMI

ACS

University degree in medical/financial

Job description

Manulife’s Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth-minded, service-oriented mindset to join our High Net Worth team!

We offer industry-leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence.

This is a work from home position, and we are open to candidates in any Canadian province.

Position Responsibilities:

• Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high-net-worth customers.
• Conduct risk assessment and classification by Manulife's philosophy and standards.
• Maintain positive and effective relationships with internal and external partners.
• Consistently deliver the best customer experience by making every interaction significant.
• Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure.
• Identify and propose solutions to problems and procedures related to the underwriter's work.

Required Qualifications:

• Minimum of 5 years of underwriting experience.
• $5,000,000+ Life signing authority.
• Experience and exposure working within the high net worth market specifically.
• Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market.
• Working towards, or completion of FALU, FLMI and ACS designations.
• Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments.
• Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle.
• Experience with financial reports and training in anti-money laundering practices.
• Excellent oral and written communication skills.

Preferred Qualifications:

• Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
• 100,000+ CI authority.
• University or college degree in a related discipline such as medical, research or financial.
• Strong negotiation skills.
• Interest in representing the company via external presentations, panels, or conferences.
• Experience in co-signing, referral reviews, mentoring, etc.

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [e-mail].

Referenced Salary Location

CAN, British Columbia - Full Time Remote

Working Arrangement

Remote

Salary range is expected to be between

$85,300.00 CAD - $135,300.00 CAD

Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact [e-mail] for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [e-mail] for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to personal information collection statement.