Senior Underwriter - E&O / MedMal (Remote First)

Zensurance; Toronto; Remote; CAD 80,000 - 100,000; Full time

Job summary

A leading InsurTech in Canada is seeking a Senior Underwriter specializing in E&O and MedMal risks. This role involves underwriting, managing broker relationships, and enhancing product competitiveness in a remote-first setup. Ideal candidates will have 5+ years of experience in commercial underwriting, strong collaboration skills, and a proven track record in achieving targets.

Benefits

Remote-first setup

Home office allowance

Flexible health and dental plans

Education assistance

Parental leave top-up

Qualifications

• 5 years of commercial underwriting experience specializing in E&O risks.
• Experience underwriting other general lines of commercial risks is an asset.
• Track record of achieving premium and bind ratio targets.

Responsibilities

• Underwrite and manage a book focused on professional risks.
• Meet premium and bind ratio targets while maintaining a disciplined underwriting approach.
• Collaborate on underwriting guidelines and market competitiveness.

Skills

Commercial underwriting experience

E&O risk specialization

Relationship building with brokers

Collaboration skills

Education

CIP, CRM, or FCIP

Job description

About Us

Zensurance is redefining commercial insurance for Canadian businesses.

As a leading InsurTech we make getting the right coverage simple fast and accessible through a digital-first experience. Our platform combines advanced technology with deep industry expertise to deliver tailored insurance solutions that help businesses thrive.

Zensurance has been recognized for its rapid growth and industry impact:

Deloittes Technology Fast 50 ()

Deloittes Technology Fast 500 (2024)

Top Insurance Employers (2022)

At Zensurance we value ownership collaboration and innovation. Our team thrives on solving complex challenges challenging the status quo and making a real impact in an industry ready for change.

If youre looking to build something meaningful in a fast-growing customer-focused company wed love to hear from you!

Were looking for a Senior Underwriter - E&O / MedMal to drive the continued growth of our Professional Services & Medical Malpractice book of business!

Reporting to our Operational Underwriting team youll collaborate closely with various stakeholders including brokers portfolio underwriters and our insurance analytics team to enhance our insurance offerings at Zensurance.

Your primary responsibilities will involve managing broker referrals and collaborating on diverse initiatives crucial to the overall success of this portfolio. Youll directly influence the development and competitiveness of our insurance products through your valuable insights on appetite and pricing. Furthermore youll have the opportunity to mentor and guide fellow team members sharing your expertise and fostering their professional growth.

Responsibilities

• Underwrite and manage a book with a focus on professional risks (misc E&O & tech) & supporting soft MedMal risks (beauticians sports / fitness healthcare).
• Meet premium and bind ratio targets while maintaining a disciplined underwriting approach.
• Contribute to operational efficiency ensuring streamlined processes and data-driven decision-making.
• Collaborate with leadership to shape the growth and profitability strategy for the new program.
• Provide input on pricing strategy to ensure market competitiveness.
• Collaborate on underwriting guidelines wordings endorsements extensions and exclusions based on appetite expansions customer demand and evolving offerings in the marketplace.
• Develop and strengthen relationships with Zensurance brokers acting as a trusted partner in the marketplace.
• Other duties as assigned.

Qualifications

• 5 years of commercial underwriting experience specializing in E&O risks.
• Experience underwriting other general lines of commercial risks is an asset.
• CIP CRM or FCIP is an asset.
• Experience working with an MGA or program specific division of an Insurance Company.
• Track record of achieving premium and bind ratio targets.
• Ability to build relationships both with markets and brokers.
• Ability to utilize collaboration skills while taking ownership of projects.

Benefits & Perks at Zensurance

At Zensurance we know that when our people thrive so does our business. Thats why we offer a flexible people-first work environment designed to support your well-being growth and success.

Work Your Way

Remote-first setup for added flexibility

Home office allowance to create a comfortable workspace

Top-tier tech: Office in a box with all necessary tech equipment

Half days before public holidays: Enjoy half days before long weekends

Your Health Your Way

Flexible health and dental plans for families including mental health support

Health & personal spending accounts to invest in wellness your way

Parental leave top-up because family comes first

Investing in Your Growth

Education assistance reimbursement for courses conferences books and memberships

Opportunities to learn from industry experts and grow your career

Staying Connected

Weekly Friday huddles to share updates and connect across teams

Virtual and in-person team-building events to strengthen our culture

Were building something special. Come be a part of it!

Who We Are

Business is hard work but insurance doesnt have to be!

We empower business owners with simple tech-driven insurance solutions through our online platform.

Our success is fueled by our team-oriented culture and four core values :

DELIVER We set ambitious goals and achieve them.

INCLUDE We foster an open and safe space for all.

INTEGRITY We do whats right.

I NVENT We create straightforward innovative solutions.

AI Tools and Your Interview

We know AI is a valuable tool and youre welcome to use it to prepare for your interview. However please dont use AI assistants during the live interview itself. We want to have an authentic conversation with you and using AI during the interview could affect our evaluation of your suitability for the role.

Just so you know we use an AI scribe to help us take notes and review interviews ensuring a fair and clear process.

Diversity & Inclusion

Zensurance celebrates diversity and is committed to creating an inclusive environment. We welcome applications from all backgrounds and provide accommodations throughout the hiring process. If you need support let us know were here to help.

Thank You!

We review every application with care to find the best fit for our team.

While we may take a little time to get back to you due to the high volume of applications we receive know that a real human (not a bot!) is reviewing yours. We appreciate your patience and cant wait to learn more about you!