Senior Software Engineer, Backend (Card Platform)

Affirm; Canada; Remote; CAD 150,000 - 200,000; Full time

Job summary

A financial technology company is seeking a Senior Software Engineer, Backend (Card Platform) to manage money movement systems and collaborate across teams. Candidates should have 4+ years of experience, strong communication skills, and a solid understanding of distributed systems. The role offers a competitive annual salary of $150,000 to $200,000 and comprehensive benefits including healthcare coverage and equity rewards.

Benefits

100% subsidized medical coverage

Flexible Spending Wallets

Competitive vacation and holiday schedules

Employee stock purchase plan

Qualifications

• 4+ years of experience as a software engineer.
• Passion for working with multi-functional teams.
• Experience with cloud providers is a plus.

Responsibilities

• Drive planning and prioritization of projects based on goals.
• Work cross functionally to set and execute money movement strategy.
• Build APIs and data models within micro-service architectures.

Skills

Distributed systems understanding

Excellent written and verbal communication

Project management skills

Collaboration with multi-functional teams

Python/Kotlin development experience

Education

Bachelor’s degree in a related field

Tools

AWS

Job description

Senior Software Engineer, Backend (Card Platform)

Remote Canada

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Affir Card Engineering team is looking for a passionate Senior Software Engineer to help build the tools and systems that we use to manage money movement, bank data integration & merchant data. Our team works with experience, data science, product, and a wide range of engineering teams to leverage existing systems and build new systems. We build the tools and systems that allow the company to manage money movement, bank data integration & merchant data, and work closely with cross-functional product and data science teams to provide seamless user experience.

This role requires a high level of technical capability, strong cross-functional communication, and a creative mindset. Our work needs to be correct, scalable, and extensible. Our job is to have an industry leading money movement system to empower our product.

Affirm is experiencing explosive growth with millions of customers across thousands of merchants in store and online, and your contributions will be a key enabler of that growth.

What you’ll do

• Drive planning and prioritization of projects based on product, technical, and business goals by leveraging relevant resources and data.
• Work cross functionally with colleagues in Experience, Accounting, Product and Analytics teams to set and execute our money movement strategy for the Debit card.
• Build APIs and data models to work within micro‑service and event‑driven architectures.
• Take an active role in mentoring junior engineers and the processes that support team growth and efficiency.

What we look for

• 4+ years of experience as a software engineer.
• A strong understanding of distributed systems and how architectural decisions affect performance and maintainability.
• Excellent communication skills, both written and verbal. Must be proficient in asynchronous mode of communication – written tech specs, wiki, project plans, etc.
• Excellent project management skills – high degree of organization and ability to surface critical information effectively.
• Work with our Product team to extend our core money movement systems.
• Passion for working with multi‑functional teams including Product, Design, Analytics and Business teams.
• Python/Kotlin development experience is a plus.
• Experience with AWS and/or other cloud providers is a plus.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Optional skills / experience

• Exposure to ACH system.
• Exposure to accounting / auditing systems in the past.
• Prior experience with card networks.

Pay Grade - N
Equity Grade - 6

Employees new to Affir typically come in at the start of the pay range. Affir focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible equity rewards offered by Affir Holdings, Inc. (parent company).

CAN base pay range per year: $150,000 - $200,000
#LI-Remote

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage – Affir covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and.
• ESPP – An employee stock purchase plan enabling you to buy shares of Affir at a discount.

We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affir will consider for employment qualified applicants with arrest and conviction records.