Senior Relationship Manager/Relationship Manager

Meridian Credit Union; St. Catharines; Hybrid; CAD 90,000 - 150,000; Full time

Job summary

Meridian OneCap Credit Corp. is seeking a Senior Relationship Manager/Relationship Manager in St. Catharines, Ontario.

This hybrid, full-time role focuses on growing and managing a commercial lending portfolio, analyzing financial statements, and recommending credit terms to maximize returns while minimizing risk. The successful candidate will have experience in real estate, construction financing, hospitality, and general industry lending, with a track record of managing medium to large credits

Qualifications

• Experience analyzing financial statements and assessing credit risk.
• Proven ability to structure and document credit arrangements.
• Strong relationship-building with commercial clients and stakeholders.

Responsibilities

• Manage and grow a profitable commercial financing portfolio of diversified business members.
• Structure, negotiate and document credit and cash management arrangements.
• Monitor risk and profitability; conduct annual reviews of member accounts.

Skills

Relationship management

Credit analysis

Portfolio management

Commercial lending

Job description

Senior Relationship Manager/Relationship Manager

Job Category: Business Banking

Requisition Number: SENIO007680

• Posted : September 25, 2026
• Full-Time
• Hybrid

Locations

Showing 1 location

BBC 100 - St.Catharines
St Catharines, ON L2S 3W3, CAN

At Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are.

Our Business Banking Practice:

Our vision is to be recognized as the financial institution that has the most local impact, supported by a purpose-driven Value Proposition to our Members.

We take the time to get to know our members' business, anticipate their needs and provide customized solutions. After all, our obligations are to our Members, not shareholders, and we take to heart the best interests of our Members and communities we serve! We're passionate about what we can do for their business and we're empowered to leverage our local autonomy to meet their unique needs.

This position analyzes financial statements, evaluates security, and establishes loan terms and interest rates. This position is also responsible, within established limits, for the analysis and recommendation of Commercial Credit Applications.

You will be responsible for the overall management and growth of a portfolio of accounts of mid-size and moderate complexity with diversified members and their lending needs. The size of the portfolio managed will depend on the number, type and complexity of the accounts in the portfolio and will involve the annual review of the risk and profitability of each member's account; monitoring of problem accounts and development of plans to minimize risk. This position analyzes financial statements, evaluates security, and establishes loan terms and interest rates. This position is also responsible, within established limits, for the analysis and recommendation of Commercial Credit Applications.

You are a professional who understands the importance of building and nurturing relationships in the community and with Meridian Members. You will seek to grow the size and profitability of the commercial book while minimizing loan risk and maximizing product penetration. You enjoy a fast-paced exciting environment with a commitment to achieving results.

The successful candidate will have experience and expertise in managing medium to large real estate & Construction Financing, lending in Hospitality industry and General Industry (working capital financing). This person will be responsible to generate medium to large related credits within the Business Banking Centre.

What you will do:

• Manage and grow a profitable commercial financing portfolio of diversified Commercial business members.
• Structure, negotiate and document credit and cash management arrangements outlining loan terms and conditions relative to risk, needs of borrower and cost of administration ensuring an appropriate return to the Credit Union.
• Demonstr