Senior Product Manager Credit

MQ Referrals Only; Toronto; Hybrid; CAD 107,000 - 134,000; Full time

Job summary

A leading financial technology company is seeking a Senior Product Manager for Credit to lead the product strategy for their credit ledger. This role involves working closely with engineering and cross-functional teams to manage product builds and optimize customer experiences in credit operations. Candidates should have 5 years of product management experience, particularly in credit cards or payments, and strong analytical and communication skills. This position offers a salary range of CAD 107,000 - 133,700, with flexible working options.

Benefits

Multiple health insurance options

Flexible time off

Retirement savings program

Equity in a publicly-traded company

Monthly stipend for remote work

Annual development dollars

Up to 20 weeks of parental leave

Parental Leave

Qualifications

• 5 years of product management experience in credit cards, lending, or payments.
• Deep technical acumen in APIs and backend systems.
• Excellent analytical and problem-solving skills.

Responsibilities

• Define and own the strategic roadmap for the credit accounts platform.
• Work with cross-functional teams to launch new products.
• Write detailed product requirements and technical documentation.

Skills

Product management experience

Backend systems knowledge

API development

Analytical skills

Communication skills

Collaboration

Data analysis

Job description

As Marqetas Senior Product Manager for Credit you will lead product strategy for the Accounts team serving as the strategic owner of our credit ledger. Youll partner with engineering and cross-functional teams to manage complex product builds from discovery to launch while acting as the subject matter expert for our credit platform architecture. This role sits at the intersection of payments innovation and credit operations directly impacting how our customers design launch and scale their credit programs.

You will own a critical area of Marqetas Credit Platform that manages the ledger for all credit accounts ensuring seamless integration with our broader issuing processing capabilities and the comprehensive program management tools weve built since our launch.

We work Flexible First. This role can be performed remotely anywhere within the Greater Toronto Area Ontario or Vancouver Metro Area BC. Wed love for you to join us!

The Impact Youll Have

• Define and own the strategic roadmap for the credit accounts platform aligning with Marqetas broader credit platform vision and company goals
• Shape the evolution of our credit system of record to support innovative product features and flexible payment cycles
• Work cross-functionally across product engineering operations legal / compliance and risk teams to bring new products and features to market with our external customers
• Lead complex multi-stakeholder initiatives that span credit account lifecycle management and customer experience optimization
• Write detailed product requirements and technical documentation to guide engineering teams building scalable backend systems and APIs
• Collaborate closely with engineering on system architecture decisions that impact account management transaction processing and data integrity
• Ensure robust API design that enables customers to integrate credit account functionality seamlessly into their applications
• Use data-driven prioritization to manage timelines and trade-off decisions across competing product builds
• Analyze account performance metrics customer usage patterns and operational efficiency to inform product roadmap decisions
• Balance quantitative insights with qualitative customer feedback to optimize the credit account experience
• Develop deep subject matter expertise within credit account management becoming the go-to resource for complex technical and business questions
• Enable customers to launch differentiated credit programs by providing flexible account management capabilities and customizable user experiences

Who You Are

• 5 years of product management experience in credit cards lending or payments
• 5 years of hands-on experience with backend systems and API development - you can speak fluently with engineering teams about system architecture and data models
• Deep technical acumen with familiarity across APIs distributed services and modern production support practices
• Excellent analytical and problem-solving skills with attention to detail - you can identify root causes in complex systems and drive accountability for resolution
• Exceptional communication skills - ability to simplify and explain complex technical and regulatory issues to a wide range of stakeholders from engineers to external customers
• Effective influence and collaboration at all levels of the organization with experience managing up across and down
• Proficient in data analysis and comfortable using metrics to make prioritization decisions and measure product success

Nice-To-Haves

• Familiarity with credit card operations: billing payments disputes account management and regulatory compliance frameworks
• Understanding of payment technology best practices and regulations

Typical Process

• Application submission
• Recruiter phone call
• Hiring manager video call
• Virtual Onsite consisting of 4 45 min calls
• Presentation
• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment whether that be from home or at a company office. To support Flex First we calibrate pay to a competitive value according to working location.

When determining salaries we consider several factors including but not limited to skills prior experience and work location. The new-hire base salary range for this position reflected in CAD is : 107000 - 133700.

We also believe in recognizing the contributions of our people. Thats why we award annual bonuses to eligible employees rewarding both individual performance and the success of the entire company.

• Multiple health insurance options
• Flexible time off take what you need
• Retirement savings program with company contribution
• Equity in a publicly-traded company
• Monthly stipend to support our remote work model
• Annual development dollars to support our people growth and development
• Family-forming benefits and up to 20 weeks of Parental Leave

Key Skills

Time Management,Data Analytics,Analytical,Agile,Requirement Gathering,Strategic thinking,Visio,Communication,Problem Solving,Market Research,UML,Cross Functional Teams