Senior Manager, Treasury & Capital Markets (Structured Credit, Asset Backed Financing)

Wealthsimple; Canada; Remote; CAD 120,000 - 160,000; Full time

Benefits offered by this job

Competitive salary

Top-tier health benefits

Retirement matching plan

Unlimited sick days

Professional development budgets

Remote-first work model

Job summary

A leading fintech company in Canada is seeking a Senior Manager for Credit Cards, Treasury & Capital Markets. The ideal candidate will have over 8 years of experience in Treasury and Capital Markets, strong negotiation skills, and the ability to thrive in a fast-paced environment. Benefits include competitive salary, health insurance, and flexible working arrangements.

Qualifications

• 8+ years of Treasury and Capital Markets experience with direct external counterparties negotiation.
• Proven track record in asset-backed financing and securitization.
• Ability to thrive in a fast-paced and ambiguous environment.

Responsibilities

• Lead and manage the credit card financing program.
• Spearhead capital markets initiatives from inception.
• Drive negotiations with banking partners and lenders.

Skills

Creative problem solving

Exceptional communication

Relationship management

Critical thinking

Attention to detail

Job description

Senior Manager, Credit Cards, Treasury & Capital Markets

Join to apply for the Senior Manager, Credit Cards, Treasury & Capital Markets role at Wealthsimple.

Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage money. We’re the largest fintech company in Canada, with over 4 million users who trust us with more than $80 billion in assets. Our teams ship often and make an impact with groundbreaking ideas. We value collaboration and humility as we continue to create inclusive and high-performing teams where people can be inspired to do their best work.

As a Senior Manager, Treasury & Capital Markets, you will work as a strategic partner within the Treasury team and interact directly with banking partners, lenders, investors, fintechs, capital markets counterparties, and key functional leaders within Wealthsimple to support Treasury initiatives and broader product launches. You will provide advice and collaborate with leaders in product, operations, trading, finance, legal, regulatory & compliance to find creative solutions to complex problems. You are adaptable, flexible, and thrive in a collaborative, innovative environment where two days rarely look the same.

In this role, you will have the opportunity to:

• Apply a growth mindset, experiment with new ideas, explore new approaches to challenge the status quo to continuously improve
• Work in a fast-paced organization and growing Treasury team to build best-in-class capital markets capabilities and enable a product offering that delights Wealthsimple clients
• Lead and manage the credit card financing as a primary stakeholder to scale Wealthsimple’s credit card program
• Spearhead and execute capital markets and financing initiatives from inception as a deeply integral partner to Wealthsimple product launches
• Drive negotiations with banking partners, lenders, fintechs, and capital markets counterparties to stand up new capital markets and financing capabilities
• Collaborate with Capital and Liquidity Management and Cash and Collateral Management functions to create and optimize funding plan and operationalize financing capabilities
• Foster and deepen banking partner, lending, counterparty relationships and identify new and innovative partnership opportunities
• Oversee Wealthsimple's Treasury investment portfolio to propose and execute on investment and risk management strategies, including managing corporate foreign currency exposure and interest rate exposure
• Propose hedging strategies and work with the controller team to ensure proper accounting treatment
• Manage and enhance Investment and Foreign Currency Risk Management policies
• Build and enhance automated workflows and generate complex Treasury analyses using AI models

Qualifications we’re looking for:

• A passion for Wealthsimple, fintechs, technology, and AI
• An ability to thrive in a fast-paced and highly ambiguous setting, building products and processes from the ground up with limited guidance
• Proven creative problem solver, who is resourceful in overcoming obstacles and can push the boundaries of conventional thinking
• Exceptional communication and relationship management skills
• Strong critical thinking skills with superior attention to detail
• 8+ years of Treasury and Capital Markets experience with direct external counterparties negotiation and engagement
• Robust asset-backed financing and securitization knowledge and experience, track record of successfully executing new facilities from front to back (e.g. corporate debt facilities, warehouse facilities, ABS/securitization)
• Prior experience in negotiating capital markets financing transactions: ISDA, securities lending/repo agreements
• Deep experience standing up a financial product or program, leading a large scale project from start to finish
• Comprehensive understanding of foreign currency and interest rate risk management, Treasury investment portfolio management
• Ability to distill complex concepts to a non-Treasury audience and collaborate effectively with diverse teams

Why Wealthsimple?

• Competitive salary with top-tier health benefits and life insurance
• Retirement savings matching plan using Wealthsimple for Business
• 20 vacation days per year and unlimited sick and mental health days
• Up to $1,500 per year towards wellness and professional development budgets respectively
• 90 days away program: Employees can work internationally in eligible countries for up to 90 days per calendar year
• A wide variety of peer and company-led Employee Resource Groups (ie. Rainbow, Women of Wealthsimple, Black @ WS)
• Company-wide wellness days off scheduled throughout the year
• We’re a remote-first team, with over 1,000 employees coast to coast in North America

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