Senior Manager, Borrowing Solutions Analytics & Insights

Canadian Imperial Bank of Commerce; Toronto; Hybrid; CAD 120,000 - 160,000; Full time

Job summary

Canadian Imperial Bank of Commerce is seeking a Senior Manager to lead analytics and insights for Borrowing Solutions, covering RESL, Auto Loans, and Unsecured Lending. The role focuses on data-driven decision making, pricing, and portfolio performance, with responsibilities spanning model development, deployment, and stakeholder engagement.

You will drive impact by leveraging advanced analytics and AI, communicating value to senior leaders, and delivering measurable outcomes in a hybrid work

Qualifications

• Degree in a quantitative field; advanced degree is an asset.
• Hands-on expertise with AI/ML, model development and deployment.
• Strong programming skills and experience with modern BI and analytics tools.

Responsibilities

• Lead analytics engagements across RESL, Auto Loans, Unsecured Lending.
• Evaluate client behavior and optimize product strategy and pricing decisions.
• Develop and deploy AI/ML solutions with measurable business value.
• Present insights to senior leaders and drive data-driven decisions.
• Coordinate end-to-end analytics projects with cross-functional partners.

Skills

AI/ML leadership

Data storytelling

Stakeholder management

Strategic analytics

Education

Quantitative degree

Advanced degree asset

Tools

Python

R

SQL

Tableau

Power BI

SAS

Spark

Databricks

MLflow

Azure ML

AWS SageMaker

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What you’ll be doing

The Senior Manager, Borrowing Solutions Analytics & Insights will be a leading contributor on the AI, Data and Analytics (AIDA) team supporting the Borrowing Solutions business within Personal and Business Banking, with product coverage across Real Estate Secured Lending (RESL), Auto Loans, and Unsecured Lending . The AI, Data and Analytics team focuses on creating next-generation analytics assets to enable data-driven decision-making for partners in Product, Marketing, Client Segments, Risk, and Strategy. In this role, you will lead analytics engagements to evaluate client behaviours and optimize business decisions related to product strategy, acquisition and retention campaigns, pricing, portfolio performance, and other business areas. You will drive innovation through advanced AI and machine learning solutions, translating cutting-edge technology into tangible business value and measurable outcomes. You will present insights and make data-driven recommendations to senior leaders to help identify opportunities to grow the business, improve portfolio outcomes, and better serve our clients. At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote.

How you’ll succeed

• Innovation & Value Realization – Champion a culture of innovation by identifying and implementing transformative AI and machine learning solutions that deliver measurable business value. Proactively seek opportunities to leverage emerging technologies to create competitive advantages, optimize client experiences, and drive revenue growth across Borrowing Solutions. Translate complex analytical initiatives into quantifiable business outcomes, demonstrating clear ROI and value realization across all engagements.
• Consultant – Be a leader and subject matter expert in Borrowing Solutions, with strong understanding of RESL, Auto Loans, and Unsecured Line of Credit. Integrate deep domain knowledge with analytical capabilities to deliver value to stakeholders, enable data-driven decision-making, and proactively identify opportunities to drive business growth through projects and business cases, acquisition and retention campaigns, pricing, channels, segments, products, and process enhancements.
• Analytics – Independently identify and leverage the right statistical techniques, including descriptive, predictive, and prescriptive analytics, to extract actionable insights from client behaviours, borrowing needs, portfolio trends, and business performance, both internal and external. Apply advanced machine learning algorithms and AI-driven methodologies to uncover hidden patterns and predict future trends with precision. Appropriately integrate big data, business intelligence, visualization, self-service, and analytical tools into engagements. Proactively explore new applications of advanced analytics, AI, and machine learning to innovate and build strategic analytics assets that create sustainable competitive advantages.
• Technology – Leverage big data and analytical tools to analyze large structured and unstructured datasets, build data pipelines, and create visualizations from multiple data sources. Implement and deploy machine learning models and AI solutions using modern MLOps practices, ensuring scalability, reliability, and continuous improvement of analytical assets.
• Ownership – Orchestrate end-to-end delivery of solutions that meet stakeholder requirements and contribute to business success. Think and act like an owner in analytics initiatives, ensuring business needs are properly identified and translated into analytics requirements while maintaining a relentless focus on value creation and measurable business impact.
• Communication – Find the story in the data and communicate at varying levels of detail for the right audience. Articulate the business value and innovation potential of AI and machine learning initiatives to both technical and non-technical stakeholders, building enthusiasm and support for transformative change.

Who you are

You have a degree in a quantitative field such as mathematics, statistics, computer science, economics, engineering, physics, or business, or equivalent experience. An advanced degree is an asset, such as an MMA, MBAN, MSc, MA, or MBA. You have demonstrated expertise in artificial intelligence and machine learning, with hands‑on experience developing, deploying, and maintaining ML models in production environments. You possess strong knowledge of machine learning frameworks and libraries, such as TensorFlow, PyTorch, scikit‑learn, Keras, and have applied various ML techniques, including supervised and unsupervised learning, deep learning, natural language processing, and reinforcement learning. You are proficient in programming languages and have experience using modern big data, analytical, and dashboard tools such as Python, R, SAS, SQL, Hadoop, Spark, Alteryx, Tableau, Databricks, Power BI, MLflow, Azure ML, and AWS SageMaker. You have experience in building end‑to‑end analytics solutions involving large datasets, including requirements gathering, data extraction, cleaning and transformation, statistical analysis, model development, deployment, presentation and implementation. You have working knowledge of statistical techniques, such as regression, time-series analysis, clustering, and decision trees, and advanced machine learning algorithms, such as ensemble methods, neural networks, gradient boosting, and dimensionality reduction. You bring relevant lending and borrowing product knowledge, ideally with experience supporting one or more of RESL, Auto Lending, or Unsecured Lending portfolios through analytics, insights, strategy, or product management. Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions.

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail] CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location Toronto-81 Bay, 23rd Floor Employment Type Regular Weekly Hours 37.5 Skills Business Effectiveness, Business Implementation, Communication, Data Reporting, Decision Making, Metrics Analysis, Process Improvements, Reporting and Analysis, Statistical Analysis

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.