Senior Investigator (RBC Bank Georgia)

RBC; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading bank is seeking a Senior Investigator to manage Anti-Money Laundering (AML) processes in Toronto. The ideal candidate will have 2 to 4 years of AML investigative experience and be skilled in analytical tasks. This role requires excellent communication skills and the ability to manage complex information effectively. Join a dynamic compliance team and help maintain regulatory standards within the banking sector.

Benefits

Opportunities for professional development

Collaborative work environment

Ability to make a difference

Qualifications

• Strong investigative and analytical skills for sound conclusions.
• Exceptional verbal and written communication skills.
• Ability to gather and present complex information concisely.
• Time management and organizational skills.
• 2 to 4 years experience in AML Investigations.

Responsibilities

• Assist in maintaining the AML Compliance Program.
• Conduct investigations and document conclusions.
• Maintain compliance-related records for internal/external partners.
• Support global AML investigations and collaborate with colleagues.
• Serve as escalation point for potential sanctions.
• Complete related SARs as necessary.
• Execute 314(a) searches and resolve potential matches.
• Engage with lines of business regarding client questions.
• Provide documentation for Regulatory Exams and Internal Audit.
• Gather intelligence from available sources.

Skills

Anti-Money Laundering (AML)

Communication

Data Gathering Analysis

Detail-Oriented

Financial Regulation

Fraud Risk Management

Group Problem Solving

Internal Controls

Operational Integrity

Process Management

Job description

Job Description

What is the opportunity?

As a Senior Investigator (AML RBC Bank (Georgia) (RBCBG)) within the Anti-Money Laundering Financial Intelligence Unit (AMFIU), you are the Subject Matter Expert on AML Investigations. The AML Investigator supports and/or performs the day‑to‑day execution of regulatory processes, in particular processes designed to identify and mitigate Anti‑Money Laundering (AML) risk surrounding Customer Due Diligence (CDD), Know Your Customer (KYC), transaction monitoring/investigations/Suspicious Activity Reports (SARs) and OFAC requirements. Additionally, the AML Investigator will support the ongoing AML compliance program through the execution of other regular processes related to regulatory or policy requirements, as required.

What will you do?

• Assist the Senior Manager of AML Investigations with the ongoing maintenance of the AML Compliance Program for RBC Bank and/or the RBC US Wealth Management Credit Branch
• Review manual and/or automated escalations to sustain an effective AML transaction monitoring process for RBC Bank. Conduct investigations and maintain appropriate documentation for all conclusions (SAR/No SAR). Make recommendations for the filing of Suspicious Activity Reports (SARs), and demarketing of clients. Prepare timely and thorough SARs as necessary.
• Maintain compliance‑related records and tracking sheets for referrals from both internal and external partners including but not limited to subpoenas, requests from law enforcement for supporting documentation, Unusual Transaction Report (UTR) referrals, Fraud referrals, OFAC clearance
• Support Global AML investigations and/or demarketing efforts involving RBC clients, working with colleagues across Global Compliance on joint investigations, as needed.
• Serve as escalation point for potential sanctions hits as identified through Control List Filter (CLF) and other local OFAC processes.
• Support RBCBG Fraud as necessary on Fraud Investigations and complete related SARs
• Execution of 314(a) searches and resolution of potential matches, as needed.
• Engage with the lines of business to ensure questions regarding clients are answered timely and effectively.
• Assistance as needed providing documentation/evidence for Regulatory Exams and Internal Audit
• Other critical duties as assigned.
• Gather information/intelligence from all available sources
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health and Safety, Data Protection and Information Security, in accordance with published Policy/Guidance documents and protocols
• Work with the Global AML FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy

What do you need to succeed?

Must‑have:

• Strong investigative and analytical skills for the purpose of reaching reasoned and sound conclusions with arguments that support the decision reached.
• Exceptional verbal and written communication skills.
• The ability to gather, assess/evaluate and present complex information in a simple and concise manner.
• Time management and organizational skills in order to manage workload and ensure established benchmarks are met.
• 2 to 4 years experience in AML Investigations

Nice to have

• CAMS (Certified Anti‑Money Laundering Specialist)
• Experience US AML Investigations

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching and managing opportunities.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Work in a dynamic, collaborative, progressive, and high‑performing team
• Ability to make a difference and lasting impact.

Job Skills

Anti‑Money Laundering (AML), Communication, Data Gathering Analysis, Detail‑Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

Address: 20 KING ST W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: GROUP RISK MANAGEMENT

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-11-10

Application Deadline: 2025-11-24

Note

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.