Senior Financial Crime Risk Investigator

TD; Toronto; On-site; CAD 76,000 - 116,000; Full time

Job summary

A leading global bank in Toronto is seeking a Senior Financial Crime Risk Investigator to conduct complex investigations related to AML and financial crime. Ideal candidates will have over 5 years of experience and a strong understanding of financial crime protocols. This role includes leading projects, collaborating with law enforcement, and developing effective processes.

Benefits

Total Rewards package including salary, benefits, and development opportunities

Qualifications

• 5+ years experience in financial crime investigations.
• Knowledge of AML, Sanctions, and Financial Crime protocols.

Responsibilities

• Conduct complex investigations including AML and financial crimes.
• Lead projects related to financial crime risk management.
• Collaborate with law enforcement and other agencies.

Skills

Complex investigations

Project management

Analytical skills

Education

Undergraduate degree or equivalent work experience

Job description

Senior Financial Crime Risk Investigator

Join to apply for the Senior Financial Crime Risk Investigator role at TD.

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line Of Business: Financial Crime Risk Management

Pay Details: $76,800 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

• CUSTOMER
  • Conduct a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime.
  • Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
  • Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
  • Work effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure.
  • Conduct investigations in a professional and timely manner.
  • Identify and communicate procedural weaknesses to businesses.
  • Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
  • Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards and Legal, etc.) for investigative purposes.
  • Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate.
• SHAREHOLDER
  • Lead work stream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies.
  • Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.
  • Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
  • Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs.
  • Conduct internal and external research projects; support the development/delivery of presentations/communications to management or broader audience.
  • Adhere to enterprise frameworks or methodologies that relate to activities for respective business area(s).
  • Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
  • Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate.
  • Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
  • Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/policies/practices.
  • Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
  • Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• EMPLOYEE / TEAM
  • Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/points of interest.
  • Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit.
  • Keep current on emerging trends/developments and grow knowledge of the business, related tools and techniques.
  • Participate in personal performance management and development activities, including cross training within own team.
  • Keep others informed and up to date about the status/progress of projects and/or all relevant information related to day-to-day activities.
  • Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
  • Lead, motivate and develop relationships with internal and external business partners/stakeholders to develop productive working relationships.
  • Contribute to a fair, positive and equitable environment that supports a diverse workforce.
  • Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.
• Breadth & Depth
  • Investigates criminal cases ranging from simple to complex in nature.
  • Sound knowledge of Bank products, systems, policies and procedures.
  • Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends.
  • Manages programs/projects/initiatives of low to moderate scope and complexity.
  • Expert level professional role requiring in-depth knowledge/expertise in own field of specialty and working knowledge of broader related areas.
  • Integrates the broader organizational context into advice and solutions within own area.
  • Understands the industry, competition and the factors that differentiate the organization.
  • Impacts a range of functional programs across own and related teams.
  • Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels.
  • Builds stakeholder alignment in leading projects and activities.
  • Works independently as the senior technical lead and guides others within area of expertise.
  • Identifies and leads problem resolution for complex issues at all levels.
  • Generally, reports to a Group Manager/Senior Manager.
• Experience And / Or Education
  • Undergraduate degree or equivalent work experience.
  • 5+ years experience.

Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. We are committed to customer experience and offer a Total Rewards package including base salary, variable compensation, benefits, retirement programs, and development opportunities. Additional information about compensation, onboarding, and accommodation is provided in the description above.

Our Total Rewards Package
Base salary, variable compensation, health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information
We’re delighted you’re considering a career with TD. This opportunity is subject to provincial employment regulations. If you need accommodations during the interview process, please let us know.

Language Requirement (Quebec Only)
Sans Objet

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Other
• Industries: Banking

We’re happy to help you grow your career at TD. This job description has been refined to improve readability while preserving the original content and intent.