Senior Data Scientist

National Bank of Canada; Montreal; Híbrido; CAD 110.000 - 150.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health and wellness program

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Virtual sleep clinic

Descripción de la vacante

National Bank is seeking a Senior Data Scientist to join the modelling and risk strategies team in Montreal. You will apply advanced statistical modelling, machine learning and behavioural data analysis to optimise credit risk decisions for individuals and SMEs.

You will develop models and decision strategies, assess performance with a Champion–Challenger approach, and collaborate with IT partners and risk management teams in an agile environment.

Formación

• Bachelor's or Master's degree in a quantitative field required.
• Experience developing statistical, econometric, or ML models.
• Familiarity with personal and commercial credit products and risk principles.
• Proficiency in Python, R, SQL or SAS for analysis and modelling.

Responsabilidades

• Develop statistical models and decision strategies for loans to individuals and SMEs to optimise credit risk and profitability.
• Analyze behavioural data and translate results into concrete recommendations to support business growth.
• Assess model and strategy performance, Champion–Challenger approach and recommend adjustments.
• Document strategies and prepare materials for review and approval.
• Coordinate implementation with IT partners and conduct acceptance tests.
• Communicate progress in agile mode with risk management teams and business lines.

Conocimientos

Python

R

SQL

SAS

Machine Learning

Statistics

Data Visualization

Problem Solving

Teamwork

Business Acumen

Educación

Bachelor's or Master's degree in quantitative field

Descripción del empleo

Area(s) of interest: Business intelligence and data

Location(s): Montreal

A career as a Senior Data scientist or Senior Data scientist in the modelling and risk strategies team at National Bank means acting as a specialist in credit risk management decision‑making strategies. This position allows you to have a positive impact on our organisation thanks to your expertise in statistical modelling, machine learning and behavioural data analysis.

• Develop statistical models and decision‑making strategies for loans to individuals and small and medium‑size businesses in order to optimise credit risk and profitability.
• Analyze behavioural data and translate the results into concrete recommendations that support business line growth objectives.
• Assess the performance of models and strategies in place, particularly based on a Champion‑Challenger approach, then recommend the adjustments required.
• Document strategies and prepare the elements needed for their review and approval.
• Coordinate the implementation of strategies with it partners and carry out acceptance tests.
• Communicate the progress of work in agile mode and collaborate with risk management teams and business lines.

Your team

In the risk modelling and strategies sector, you are part of a team of 12 advanced analytics specialists and report to the Senior Manager – risk models and strategies. The team is responsible for modelling activities and risk strategies for credit cards, personal financing and small and medium-sized businesses, from credit origination to life cycle management. It stands out for its collaboration, analytical rigour and proximity to business partners.

Our goal is to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule.

The Bank values continuous development and internal mobility. Our personalised training programs, based on on on-the-job learning, help you master your profession and develop new fields of expertise. Tools such as the Data Academy, Language Training, the Harvard Learning Centre and coaching and mentoring support are available to you at any time.

Prerequisites

• A bachelor's or master's degree in a quantitative field and two to three years of experience in modelling, decision‑making strategies, data science or a related function.
• Experience in developing statistical, econometric or machine learning models
• Be familiar with personal and commercial credit products and credit risk management principles.
• Proficiency in Python, R, SQL or SAS for statistical analysis and modelling.
• Know how to assess the performance of models and decision‑making strategies based on business data.

Languages:

Reason to require this language: you will need to discuss frequently with our service providers or partners who speak a language other than French.

Skills

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• Artificial Intelligence
• Communication
• Data Structures
• Data Visualization
• Diversity & Inclusion
• Problem Solving
• Statistics
• Teamwork
• Business Acumen
• Data-Driven Decision-Making
• Detail-oriented
• Initiative
• Learning Agility
• Resiliency
• Exploratory Data Analysis

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• * Health and wellness program, including many options
• * Employee Share Ownership Plan
• * Employee and family assistance program
• * Preferential banking services
• * Involvement in community initiatives
• * Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting‑edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people‑first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier‑free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on‑the‑job learning and training, co‑development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?