Senior Credit Solutions Associate, Commercial Banking - Saskatoon

Scotiabank; Saskatoon; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial institution is seeking a candidate for a role in Credit Solutions. The successful individual will support Senior Credit Solutions Managers in managing client relationships and preparing credit analyses. Ideal candidates should have experience in financial statement analysis and credit preparation, with a strong commitment to excellent client service. This position is based in Saskatoon, Canada, and offers an opportunity to work closely with experienced banking professionals.

Qualifications

• Proven experience in preparing financial statements and credit summaries.
• Experience analyzing financial statements and credit reports.
• Strong knowledge of credit structures and risk management.

Responsibilities

• Champion a customer focused culture to deepen client relationships.
• Support Senior Credit Solutions Managers in credit tasks.
• Service clients in Canada, with operations potentially across the country.

Skills

Financial Statement analysis

Credit document preparation

Risk assessment

Client service

Job description

Is this role right for you?

In this role, you will :

• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Perform credit tasks for core clients supporting Senior Credit Solutions Managers.
• Support approximately 2-3 Senior Credit Solutions Managers (SCSM), in the region, on the most complex Core clients. Reporting to the Team Lead, Credit.
• Service clients in Canada and generally within the same region although they could have operations across the country as well as in international locations. These clients will be both borrowing (+$5MM with some clients up to $25MM) and non-borrowing. Credits of the higher complexity and / or highly customized borrowing Core relationships, with credit authorizations typically +$10MM.

Do you have the skills that will enable you to succeed in this role?

• You have proven experience in preparing Financial Statement spreading, credit summaries, Projections and Borrowing bases, review results, elevate any signs of deterioration and update appropriate systems.
• Experience analyzing financial statements, credit reports, and other relevant documentation to identify potential risks and opportunities.
• Proven preparation of credit presentations and packages.
• One to two years’ experience in Commercial Banking.
• Previous experience in credit underwriting or credit document preparation.
• Strong knowledge of financial statements and credit analysis, preliminary assessment of risk, and drawing conclusions.
• Strong Knowledge of credit structures and applicable risk management.

What's in it for you?

• Opportunity to work closely with both Sr. Relationship Managers and SCSM to understand client needs and develop tailored credit solutions.
• Participate in deal forums to socialize deals with GRM where appropriate.
• Champion a high-performance environment and contributes to an inclusive work environment.
• Will interact with SCSM on credit-related activities and support other partners such as : Business Service Center, Enhanced Due Diligence Unit, CRA and Global Banking and Markets and could have some interaction with Global Risk Management and other partners as well as the Commercial Banking Executive Office.
• Interact with external parties such as Solicitors, Accountants and Professional Service Providers.
• Ability to resolve issues and problems.
• Add to your knowledge of the Commercial industry.
• Add to your commitment to excellent client service and ability to work with clients to resolve issues in an amicable and prompt manner.
• Support the SCSM with detailed credit reports and recommendations for credit approval or denial.