Senior Credit Analyst, Portfolio Management & Research

Canadian Imperial Bank of Commerce; Toronto; On-site; CAD 90,000 - 120,000; Full time

Job summary

A leading Canadian financial institution is seeking a Senior Credit Analyst to join their team in Toronto. The successful candidate will support Fixed Income Portfolio Managers by delivering high-quality credit recommendations and conducting in-depth market analysis. They will also collaborate closely with Portfolio Managers to unlock value and communicate effectively with clients. This full-time role requires a degree in finance or related fields and preferably a CFA. The company offers a competitive salary and a range of benefits.

Benefits

Competitive salary

Incentive pay

Banking benefits

Defined benefit pension plan

Employee share purchase plan

Wellbeing support

Qualifications

• 5+ years experience in Global IG and HY credit markets.
• Strong critical thinking skills to make informed decisions.
• Ability to communicate detailed information effectively.

Responsibilities

• Deliver high-conviction credit recommendations.
• Conduct issuer and sector analysis.
• Develop investment theses for credits.
• Collaborate with Portfolio Managers on ideas.
• Anticipate macro themes and market trends.

Skills

Analytical Thinking

Decision Making

Financial Analysis

Fixed Income Investments

Professional Presentation

Researching

Research Reporting

Education

Degree in finance, accounting, STEM or related field

CFA charterholder

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you’ll be doing

As a Senior Credit Analyst, you will support Fixed Income Portfolio Managers in security selection and credit research across global investment grade and high yield markets. will deliver actionable insights and recommendations that drive portfolio performance.

This role is open to candidates based in Toronto or Montreal.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you’ll be on-site full-time.

How you’ll succeed

• Deliver high-conviction credit recommendations that directly influence portfolio outcomes.
• Dive deep into issuer and sector analysis, combining rigorous financial modelling with market insight.
• Lead the development of investment theses for both investment grade and high yield credits in sectors
• Collaborate closely with Portfolio Managers and fellow analysts to challenge ideas, unlock value, and understand risks.
• Share your expertise through clear, persuasive communication—internally and with clients.
• Anticipate macro themes, market trends and regulatory changes,

Who you are

• You can demonstrate experience in Global IG and HY credit markets. It’s an asset if you have 5+ years experience and track record of alpha driven credit calls.
• You have a degree in finance, accounting, STEM or related field.
• You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.
• You’re a certified professional. You are a CFA charterholder.
• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]
• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-161 Bay St., 22nd

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Decision Making, Financial Analysis, Fixed Income Investments, Investment Policy, Professional Presentation, Researching, Research Reporting