Senior Counsel (Trusts, Estates and Vulnerable Persons)

TD Bank Group; Toronto; On-site; CAD 120,000 - 180,000; Full time

Benefits offered by this job

Health and wellbeing benefits

Savings and retirement programs

Paid time off

Banking benefits and discounts

Career development

Reward and recognition programs

Job summary

TD Bank Group in Toronto is seeking a licensed lawyer to join our Legal Department, bringing at least 5 years of Canada-wide practice. You will provide risk-based legal advice across Personal & Small Business Banking and Wealth, and collaborate with partners to advance strategic priorities.

The role emphasizes regulatory awareness, complex matters, and practical guidance to senior leaders. You will review policies, support compliance with Bank Act provisions, and contribute to knowledge sharing

Qualifications

• Licensed to practice law in Ontario (or another province in Canada).
• Minimum 5 years of experience practicing law in Canada.
• Experience with powers of attorney, estates, trusts and vulnerable persons matters.
• Ability to work in French (written and verbal) is an asset.
• Knowledge of financial services, provincial consumer protection, privacy and AML laws is an asset.
• Ability to communicate complex legal issues clearly and provide practical recommendations.
• Strong analytical and organizational skills.
• Ability to work independently and collaboratively with a solutions-oriented mindset.

Responsibilities

• Provide timely, practical and risk-based legal advice to TD’s Canada Personal & Small Business Banking and Wealth businesses.
• Assist in resolving complex customer issues and complaints across Canada, including powers of attorney and estates matters.
• Advise Wealth and Private Trust on trustee, estate administration and fiduciary matters.
• Participate in developing products, services and digital capabilities with scalable solutions.
• Review contracts, policies, and customer communications for legal accuracy.
• Support compliance with Bank Act consumer protections and related codes.
• Monitor regulatory developments and advise on business implications.

Skills

Legal advice

Risk management

Regulatory knowledge

Cross-functional collaboration

French language (asset)

Education

Law degree (J.D./LL.B.)

Ontario Bar admission

Job description

Job Description

Job Overview You will join a dynamic and collegial team of legal professionals in the Legal Department and be involved in a wide range of activities working to advance strategic priorities while ensuring proper risk management. Collaborating with talented colleagues and partners in a variety of legal specializations, members of the Legal team are able to develop their skills every day. We will help you realize your full potential and achieve your career goals. From mentorship and training programs to leadership development, you will receive everything you need to succeed.

Key Accountabilities

• Provide timely, practical and risk-based legal advice and support on complex and sensitive matters primarily to TD’s Canadian Personal and Small Business Banking and Wealth businesses and supporting corporate functions.
• Assist in the resolution of complex customer issues and complaints across Canada, including matters relating to powers of attorney, estates, trusts, beneficiary designations, joint ownership disputes, capacity and incapacity, guardianship and other substitute decision‑making arrangements, seniors and vulnerable persons.
• Advise Wealth and Private Trust partners on legal issues arising from trustee, executor, estate administration, agency and power of attorney activities, including complex client and fiduciary matters.
• Participate in the development and implementation of products, services, digital capabilities and operational process improvements, including issue‑spotting and collaboration with internal and external subject‑matter experts to develop practical and scalable business solutions.
• Review internal and external materials including customer documentation and communications, contracts and marketing materials.
• Review and create policies, procedures, and job aids to ensure accurate application of the law across Canada and to help drive efficiency within the TD lines of business.
• Advise business partners on senior and vulnerable client matters.
• Support compliance with Bank Act consumer protection provisions and related codes and commitments, including the Seniors Code, and provincial statutes.
• Monitor and assess legal and regulatory developments, advise on their business implications, and contribute to industry advocacy, regulatory consultations and submissions, including participation in relevant industry forums.
• Apply sound legal judgment and collaborate across business lines and control functions to address complex matters, identify and elevate emerging and material legal, regulatory and reputational risks, and recommend practical courses of action.
• Build effective relationships across Legal, the businesses and risk and control functions, and promote knowledge sharing, team learning and Legal Department initiatives, including knowledge management and workflow improvement.

Job Requirements

• Licensed to practice law in Ontario (or another province in Canada).
• Minimum 5 years of experience practicing law in Canada.
• Experience with powers of attorney, estates, trusts and vulnerable persons matters, including the application of relevant provincial laws.
• Ability to work in French (written and verbal) is an asset.
• Knowledge of financial services, provincial consumer protection, privacy and AML laws is an asset.
• Ability to manage complex and sensitive matters involving multiple stakeholders and competing legal, regulatory, operational and customer considerations.
• Ability to communicate complex legal issues clearly and provide practical recommendations to business partners and senior leaders.
• Strong analytical and organizational skills.
• Ability to work independently and collaboratively with a solutions‑oriented mindset, sound legal judgment and a risk-based approach to decision-making.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes base salary, variable compensation, and several other key plans such as health and wellbeing benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

• Base salary
• Variable compensation
• Health and wellbeing benefits
• Savings and retirement programs
• Paid time off
• Banking benefits and discounts
• Career development
• Reward and recognition programs

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We’re committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

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