Senior Consultant/Manager, Financial Risk Advisory & Transformation

Deloitte Canada; Toronto; Hybrid; CAD 84,000 - 126,000; Full time

Job summary

A leading professional services firm is seeking a Senior Consultant/Manager for Financial Risk Advisory in Toronto. You will manage liquidity risk and capital management projects, serving as a Subject Matter Expert. The ideal candidate has over 5 years of experience in Financial Risk Management, strong project management skills, and the ability to build client relationships. This position offers a hybrid work model and a comprehensive rewards package.

Benefits

Flexible work arrangements

Mental health support benefits

Development and Innovation Days

Deloitte Days

Qualifications

• 5+ years of relevant experience in Financial Risk Management projects.
• Industry experience in Liquidity Risk or Treasury within Financial Institutions preferred.
• CFA or FRM designation is welcome but not required.

Responsibilities

• Analyze client challenges related to liquidity risk and capital management.
• Serve as a Subject Matter Expert on regulatory transformation projects.
• Develop and maintain strong client relationships while delivering projects.

Skills

Financial Risk Management

Liquidity Risk

Capital Management

Regulatory Reporting

Client Relationship Management

Project Management

Verbal and Written Communication

Education

Undergraduate or Graduate Degree in Business, Finance, Economics, Law

Job description

Senior Consultant/Manager, Financial Risk Advisory & Transformation

Date: Sep 30, 2025

Location: Toronto, ON, CA, M5C 3G7

Job Type: Permanent

Work Model: Hybrid

Reference code: 127040

Primary Location: Toronto, ON

All Available Locations: Toronto, ON

Our Purpose

At Deloitte, our Purpose is to make an impact that matters. We exist to inspire and help our people, organizations, communities, and countries to thrive by building a better future. Our work underpins a prosperous society where people can find meaning and opportunity. It builds consumer and business confidence, empowers organizations to find imaginative ways of deploying capital, enables fair, trusted, and functioning social and economic institutions, and allows our friends, families, and communities to enjoy the quality of life that comes with a sustainable future. And as the largest 100% Canadian-owned and operated professional services firm in our country, we are proud to work alongside our clients to make a positive impact for all Canadians.

By living our Purpose, we will make an impact that matters.

• Have many careers in one Firm.
• Enjoy flexible, proactive, and practical benefits that foster a culture of well-being and connectedness.
• Learn from deep subject matter experts through mentoring and on the job coaching

What will your typical day look like?

As an experienced Senior Consultant / Manager you will work in a collaborative team environment to analyze issues and address client challenges related to liquidity risk and capital management, Interest Rate Risk (IRR), LCR, NSFR reporting, Regulatory Capital and ICAAP Management, Treasury Operations, Asset Liability Management (ALM), Balance Sheet Management (BSM). Topics include OSFI guidance on Liquidity Adequacy Regulation (LAR), B6, B12, Basel III capital requirements, CAR, ICAAP (E-18) and corresponding provincial regulators (e.g., BCFSA, FSRA, AMF). You will serve as a Subject Matter Expert and Engagement Leader on risk/regulatory transformation projects, regulatory reporting (IRRBB, ICAAP, LCR, NSFR), and business-driven transformations of Treasury Operations, ALM and related areas. Internal Audit engagements or regulator-mandated assessments may be supported. Internal Audit experience and regulator-facing work are beneficial but not required.

You will hold a hybrid role, developing the local Canadian marketplace while delivering national and international projects for mid-sized and large Financial Institutions.

Experienced Senior Consultants and Managers contribute to the firm’s growth in various ways, including:

• Delivering projects independently under the guidance of an Engagement Senior Manager and Partner, while executing on technical areas and interacting with clients to provide advice.
• Developing own perspectives, white papers, and solutions to offer clients the best possible outcomes
• Managing and leading a small team of diverse professionals with ongoing coaching
• Cultivating and maintaining strong client relationships
• Deploying and developing current engagement methodologies
• Employing a structured project management approach to ensure client satisfaction and project profitability
• Developing expertise in a specialization and maintaining regulatory and industry awareness
• Participating in the development and delivery of training programs

About the team

Deloitte's Financial Risk Advisory & Transformation practice helps organizations mitigate risk and make informed risk decisions across processes, governance, technology, and operations.

As part of our team, you will be:

• Working in a fast-growing, challenging environment with like-minded professionals
• Developing solutions for our teams and clients
• Continuing professional development to reinforce and expand your career path
• Working with high-profile clients on a variety of engagements

Enough about us, let’s talk about you

You are someone with:

• 5+ years of relevant experience in Financial Risk Management (Liquidity / Capital) related projects for Banks, Credit Unions, Investment Managers, either as a Consultant or as part of a Risk or Compliance team
• Undergraduate or Graduate Degree in Business Engineering, Finance, Economics, Law or related field
• Experience in professional services or a client-based environment; functional experience in compliance and risk management
• Industry experience in Liquidity Risk, Market Risk, or Treasury (1st Line) within a Financial Institution is preferred
• Experience managing regulatory compliance, risk, regulatory reporting and project teams through all project phases
• Experience with systems and technologies supporting Risk and Regulatory Reporting
• Strong verbal, written, and interpersonal communication skills; ability to work in a fast-paced, demanding environment with solid project management
• CFA or FRM designation is welcome but not required
• Ability to build and maintain client and colleague relationships
• Demonstrated ability to set priorities and meet deadlines
• Willingness to travel to client locations as required

Total Rewards

The salary range for this position is $84,000 - $126,000 (Senior Consultant) or $101,000 - $169,000 (Manager). Individuals may be eligible for a bonus program. Deloitte’s total rewards package extends beyond base pay and includes a variety of wellness- and growth-focused programs. Examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, Deloitte Days (firm-wide closures), Development and Innovation Days, flexible work arrangements, and a hybrid work structure.

Our promise to our people: Deloitte is where potential comes to life.

Be yourself, and more.

We are a group of talented people who want to learn, gain experience, and develop skills. Wherever you are in your career, we want you to advance.

You shape how we make impact.

Diversity and inclusion are core to our culture. We encourage applications from qualified candidates who reflect the diversity of communities across Canada. This includes, but is not limited to, people with disabilities, Indigenous communities, and Black communities, in support of our diversity commitments and inclusion plans.

We encourage you to connect with us at [e-mail] if you require an accommodation for the recruitment process. For Indigenous-focused inquiries, contact [e-mail].

By applying to this job you will be assessed against the Deloitte Global Talent Standards. Deloitte Canada has offices across the country and acknowledges Indigenous territories where we operate. We are committed to reconciliation and responsible stewardship of the land.

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