Senior Capital Risk Analyst (5074)

TD; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD in Toronto, Ontario, is seeking a Senior Capital Risk Analyst within Capital Risk and Governance to oversee capital risk activities, including reporting, stress testing, and policy compliance.

You will work with stakeholders across the bank to ensure regulatory alignment with US and OSFI requirements, drive process improvements, and foster a strong risk culture.

Qualifications

• Undergraduate degree in Finance, Risk, Economics or related field.
• 3+ years of experience in Risk, Treasury, Accounting/Finance or Audit.
• Familiarity with capital planning and stress testing regulations.
• Strong analytical abilities and ability to deal with ambiguity.
• Excellent internal control orientation.
• Strong written and verbal communication and interpersonal skills.
• Detail-oriented with ability to multitask and meet deadlines.

Responsibilities

• Provide independent review and challenge of the Capital Risk Management activities including capital reporting, capital framework and policy, limit calibrations, and capital actions.
• Monitor and elevate the Bank's capital positions, including communication of complex / technical issues to stakeholders.
• Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
• Liaise with business partners including TBSM, Front Office, second-line risk partners, and Internal Audit.
• Support a positive risk culture and work environment that promotes service to the business, quality, innovation, teamwork and ensure timely communication of issues and points of interest.
• Keep current on emerging issues, trends, and evolving Capital regulatory requirements and grow knowledge of the businesses and related tools.
• Proactively identify opportunities for process efficiencies where opportunities exist.

Skills

Strong communication

Analytical skills

Problem solving

Attention to detail

Independent worker

Education

Bachelor's degree in Finance/Risk/Economics

Job description

Work Location

Toronto, Ontario, Canada

Hours

37.5

Line of Business

Risk Management

Pay Details

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Business /Department Overview:

Capital Risk and Governance (CRG) is a newly formed team within Financial Risk Management with a mandate to provide second-line oversight for Enterprise Capital Adequacy reporting and management activities.

The Senior Capital Risk Analyst will contribute to the oversight of the Capital Risk Management activities that includes capital reporting, stress testing, limit calibrations and capital actions.

Key Accountabilities

• Provide independent review and challenge of the Capital Risk Management activities including capital reporting, capital framework and policy, limit calibrations, and capital actions.
• Monitor and elevate the Bank's capital positions, including communication of complex / technical issues to stakeholders.
• Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
• Liaise with business partners including TBSM, Front Office, second-line risk partners, and Internal Audit.
• Support a positive risk culture and work environment that promotes service to the business, quality, innovation, teamwork and ensure timely communication of issues and points of interest.
• Keep current on emerging issues, trends, and evolving Capital regulatory requirements and grow knowledge of the businesses and related tools.
• Proactively identify opportunities for process efficiencies where opportunities exist.

Job Requirements

• Undergraduate degree in Finance, Risk, Economics or related field
• 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred
• Familiarity with capital planning and stress testing regulations is an asset
• Demonstrated strong conceptual and analytical abilities and able to deal with ambiguity
• Strong internal control orientation
• Exceptional problem-solving and investigative skills
• Strong communication skills (both written and verbal), and interpersonal skills
• High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

We look forward to hearing from you!

Language Requirement (Quebec only)

Sans Objet