Senior Associate Director, Commercial Banking & Credit

BMO

Toronto

On-site

CAD 69,000 - 129,000

Full time

14 days+

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Benefits offered by this job

Health insurance

Tuition reimbursement

Life insurance

Retirement plan

Job summary

BMO Financial Group in Toronto is seeking an Associate Director to support growth and risk management within the Corporate Finance Team. You will analyze credit, structure loans, and manage client relationships across large commercial portfolios, collaborating with senior leaders to drive cross-selling and value creation.

The role emphasizes credit decisions, portfolio oversight, and business development, with a focus on achieving strong ROE while adhering to bank policies and risk frameworks in

Qualifications

Bachelor’s degree required; Finance or Accounting preferred.
5–7 years of credit or lending experience in corporate banking.
Strong financial analysis and risk assessment capabilities.
Excellent client service and relationship management.

Responsibilities

Analyze credit information to support lending decisions for commercial loans.
Negotiate loan structures and terms.
Monitor portfolio for credit conditions and risks.
Develop and present proposals to win new business.
Maintain client relationships and cross-sell solutions.

Skills

Credit analysis

Financial modeling

Loan structuring

Relationship management

Portfolio management

Client communication

Risk assessment

Negotiation

Industry knowledge

Presentation skills

Education

Bachelor's degree in Business/Finance/Accounting

Tools

Excel

Microsoft Office

Job description

The role emphasizes credit decisions, portfolio oversight, and business development, with a focus on achieving strong ROE while adhering to bank policies and risk frameworks in

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