Senior Associate, Capital Markets & Corporate Treasury

Clear Co; Toronto; On-site; CAD 130,000 - 160,000; Full time

Benefits offered by this job

Healthcare and dental coverage

Tech stipend

Mental health support

RRSP matching

Job summary

Clearco is seeking a Senior Associate, Capital Markets & Corporate Treasury to sit at the center of our capital strategy, portfolio reporting, and funding facility operations. You will own day-to-day borrowing base calculations, cash liquidity forecasting, and financial modeling to support the business's long-term growth and future capital endeavours.

This high-visibility role collaborates with our VP, CEO, investors, and Board, and involves preparing pledge packages, running base calculations,

Qualifications

• 3-5 years of capital markets, structured or asset-based finance, or corporate treasury experience.
• Degree in Finance, Accounting, Economics or related field; CFA/CPA is an asset.

Responsibilities

• Own asset-level reporting: maintain loan-level data and reconcile to source systems.
• Own portfolio-level reporting: originations, collections, delinquency, IRR/MOIC for lenders and Board.
• Prepare daily pledge package for the funding facility and assign receivables.
• Run borrowing base and waterfall calculations each period; prepare servicing fee invoices.
• Reconcile lender, custodian and verification agent reports with asset data and resolve breaks.
• Track facility covenants and reporting deadlines; prepare compliance reports.
• Manage daily cash positions across entities; maintain weekly liquidity forecast.
• Build models and data room materials for new facilities and capital raises.
• Provide portfolio data to FP&A for monthly BvA and Board deck.
• Collaborate with Finance team on month-end close, audits, tax, and annual budget; cover for peers.

Skills

Advanced Excel

Financial modelling

Credit facilities knowledge

Data analysis

Education

Finance/Accounting/Economics degree

CFA or CPA (asset)

Tools

SQL

Python

Job description

About the Role

Clearco is looking for a Senior Associate, Capital Markets & Corporate Treasury to sit at the center of our capital strategy, portfolio reporting, and funding facility operations.

This is a high-visibility position working directly with our VP, CEO, investors, and Board of Directors. You will own day-to-day borrowing base calculations, cash liquidity forecasting, and financial modeling to support the business's long-term growth and future capital endeavours.

Day-to-day responsibilities:

• Own asset-level reporting: maintain loan-level data, prepare the portfolio data tape and confirm every receivable ties to source systems
• Own portfolio-level reporting: originations, collections, delinquency, charge-offs, actual versus expected cash collections, IRR and MOIC, for lenders, leadership and the Board
• Prepare and deliver the daily pledge package for the funding facility, including the assignment of receivables
• Run the borrowing base and waterfall calculations each period and prepare the related servicing fee invoices
• Reconcile lender, custodian and verification agent reports to asset-level data and resolve breaks
• Track facility covenants and reporting deadlines and prepare compliance reports
• Manage daily cash positions across entities and bank accounts and maintain the weekly cash and liquidity forecast
• Build models and data room materials for new facilities, upsizes and other capital raises
• Provide portfolio data to the Associate, FP&A, for the monthly BvA and the Board deck
• Collaborate with all Finance team members on shared deliverables, including month-end close, audit, tax, the annual budget and Board materials, and cover for teammates during absences and peak periods

You will thrive if you have:

• 3-5 years of experience in capital markets, structured or asset-based finance, or corporate treasury at a lender, fintech, bank or advisory firm
• A degree in Finance, Accounting, Economics or a related field; CFA or CPA (or progress toward either) is an asset
• Advanced Excel and financial modelling skills
• Working knowledge of credit facility mechanics: borrowing bases, advance rates, eligibility criteria and payment waterfalls
• Experience working with large loan-level datasets; SQL or Python is an asset
• Experience preparing reporting for external parties such as lenders, banks or agents

What we offer:

• Comprehensive healthcare and dental coverage
• A tech stipend
• Mental health support and professional development opportunities in a culture that emphasizes work-life balance and transparency
• The chance to participate in high-impact work at a mission-driven organization
• RRSP Matching

At Clearco, we strive for an inclusive, accessible recruitment process. If you have specific accessibility needs, please let us know so we can support you.

Please note that we use AI-assisted tools to help manage applications, but humans remain the sole decision-makers in our hiring. Contact us for more information on our tools or to request an accommodation.

Compensation Range: $130K–$160K