Senior Analyst, Balance Sheet Management

RiseMe; Toronto; On-site; CAD 65,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Life and accidental insurance

Retirement savings plans

Job summary

BMO Financial Group in Canada seeks an experienced risk/finance professional to manage balance sheet risk, hedging, and regulatory compliance across short- and long-term horizons.

The role focuses on data-driven analysis, risk monitoring, and stakeholder collaboration to optimize risk-return and ensure governance. It offers a salary range CAD 65,000 to CAD 140,000 plus comprehensive benefits, with location in Toronto.

Qualifications

• Typically 4–6 years of relevant experience in risk, finance, or accounting.
• Post-secondary Accounting, Finance, Mathematics or related degree.
• Experience with risk management and derivatives preferred.
• Strong analytical and data-driven decision-making skills.
• Excellent verbal and written communication; collaboration skills.

Responsibilities

• Builds relationships with internal and external stakeholders.
• Analyzes data to provide balance sheet insights and recommendations.
• Monitors balance sheet performance and structural drivers.
• Develops risk management solutions and implements strategies.
• Supports design and governance of reporting and risk processes.

Skills

Risk management

Financial modelling

Data analysis

Verbal & written communication

Collaboration

Analytical thinking

Decision making

Education

Accounting/Finance/Mathematics degree

Tools

Risk management systems

Job description

Application Deadline: 10/13/2026

Address: 100 King Street West

Job Family Group: Finance & Accounting

Supports the short- and long-term management of the Bank’s structural balance sheet and supplemental liquidity portfolio. Executes a management framework that optimizes structural market risk exposures due to interest rate and foreign exchange changes over both the short- and long-term. Develops cost-effective hedging strategies that optimize risk-return. Maintains knowledge of regulatory requirements and developments, monitors risk, and identifies and corrects possible gaps and weaknesses. Identifies and recommends actions based on market trends and regulatory developments.

• Builds effective relationships with internal/external stakeholders.
• Breaks down strategic problems, and analyzes data and information to provide balance sheet management related insights and recommendations.
• Monitors and tracks balance sheet performance / structural drivers’ performance, and addresses any issues.
• Monitors and tracks the performance of balance sheets and structural drivers to address any issues.
• Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
• Provides advice and guidance to assigned business/group on implementation of solutions.
• Coordinates and executes specific activities for the implementation of strategic initiatives; includes tracking metrics and milestones.
• Collaborates with internal and external stakeholders to deliver on business objectives.
• Supports development of corporate standards, operating principles, and guidelines in conjunction with market risk, business, and finance stakeholders.
• Analyzes data and information to provide insights and recommendations.
• Monitors market and regulatory developments to assess impacts to strategies, programs, and plans.
• Gathers and formats data into regular and ad-hoc reports, and dashboards.
• Supports change management of varying scope and type; tasks typically focused on execution and sustainment activities.
• Supports the design and implementation of specialized risk management technologies to improve processes, enhance analysis, and/or streamline reporting (e.g. daily risk capture, mismatch and basis risk analytics, and management).
• Participates in the design, implementation, and management of core business/group processes.
• Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Works independently on a range of complex tasks, which may include unique situations.
• Broader work or accountabilities may be assigned as needed.
• Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications:

• Typically 4-6 years of relevant experience or an equivalent combination of education and experience.
• Post secondary Accounting, Finance, Mathematics or related degree.
• Finance / business experience with risk management and working knowledge of derivatives preferred.
• Exposure to one or more of the following: risk management, financial market instruments, trading and derivative operations, risk systems, hedge accounting, risk management related to asset liability / treasury.
• Experience in financial modelling including statistics, risk, or other quantitative metrics.
• Technical proficiency gained through education and/or business experience.
• Verbal & written communication skills - In-depth.
• Collaboration & team skills - In-depth.
• Analytical and problem solving skills - In-depth.
• Influence skills - In-depth.
• Data driven decision making - In-depth.

Salary:

$65,000.00 - $140,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process.