Senior Advisor, Business Credit Risk

Desjardins Group; Lévis; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial institution in Chaudière-Appalaches, Lévis is seeking a Senior Business Credit Risk Advisor. The role involves advising clients on credit risk strategies, monitoring trends, and ensuring compliance with governance documents. Candidates should possess a Bachelor's degree related to finance or economics and have a minimum of six years of experience. The position offers a competitive salary, flexible vacation, and a defined benefit pension plan.

Benefits

Competitive salary and annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses

Qualifications

• Minimum of six years of relevant experience.
• Experience in financing operations.
• Knowledge of French is required.

Responsibilities

• Advise clients on strategic projects and initiatives.
• Monitor market trends affecting the credit portfolio.
• Ensure compliance with governance documents.

Skills

Credit risk analysis

Data analysis

Client advisory

Market trend monitoring

Education

Bachelor’s degree in finance, economics, administration or related field

Tools

Microsoft Office

Job description

Temporary position for 24 months

We’re looking for an enthusiastic and motivated individual with solid expertise in implementing and updating credit risk strategies, assisting with updating credit risk models and monitoring their performance. This experience, combined with your knowledge of how to use these models in your day-to-day work to set up business financing as an account manager, credit analyst or credit approver, and your knowledge of related credit risk will be important in this role. As a senior business credit risk advisor, you contribute to analysis, research and development activities to assess the costs and benefits of proposed changes. You recommend directions and strategies to implement industry best practices for overseeing risk management, changes to risk models and operational efficiency. More specifically, you will be required to:

• Advise clients and partners to help them position, plan, develop, execute and monitor strategic projects and initiatives under your responsibility.
• Monitor market trends and changes in the external environment that could affect the credit portfolio.
• Monitor changes and trends of credit risk exposure for the Business Services portfolio, in line with the appetite framework.
• Ensure compliance with governance documents related to credit risk management.
• Report on credit risk exposure to various contributors.
• Represent your unit before decision-making bodies and committees.

What we offer*

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

What you bring to the table

• Bachelor’s degree in finance, economics, administration, agronomy or a related field
• A minimum of six years of relevant experience
• Please note that other combinations of qualifications and relevant experience may be considered
• Experience in financing operations
• Experience in data and portfolio analysis
• Knowledge of French is required
• Proficiency in Microsoft Office

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Risk management (FG)