Senior Actuarial Specialist: Auto Pricing & Leadership

TD; Montreal (administrative region); Hybrid; CAD 135,000 - 160,000; Full time

Job summary

TD Bank Group, within TD Insurance in Montréal, Quebec, is expanding its GI Pricing and Profitability team. The Actuarial Specialist will coach junior actuaries, lead pricing projects, and ensure governance and accuracy in rate changes, contributing to profitability while adhering to provincial regulations.

The role emphasizes innovation, technical leadership, and collaboration across teams, with a hybrid work model in Québec City as the office opens.

Qualifications

• University degree in Actuarial Sciences or closely related field.
• 7+ years in a P&C Actuarial function.
• Excellent knowledge of Excel.
• Proficiency and interest in programming, notably with SQL, R and/or Python.
• Advanced analytical, decision‑making and problem-solving skills.
• Autonomous and resilient; shows initiative and creativity in their work.

Responsibilities

• Provide technical expertise on actuarial analyses — review, challenge, and refine assumptions, methods, and recommendations in line with pricing governance and actuarial standards.
• Coach and develop junior actuaries through hands‑on guidance and peer reviews to raise overall team capability.
• Monitor competitor actions, industry trends, and regulatory developments—and translate insights into pricing and segmentation opportunities.
• Lead mid‑to‑complex rate and pricing initiatives to drive profitable growth.
• Facilitate regulatory engagement through rate changes—prepare and review filings, present proposals to rating boards and navigate questions through approval to enable planned profit and growth.
• Execute end-to-end delivery of approved pricing changes, implement controls to ensure pricing accuracy and compliance, and enable clear communications to leaders and stakeholders following rate changes.

Skills

Excel

SQL

R

Python

Analytical thinking

Decision making

Autonomy

Education

University degree in Actuarial Sciences or closely related field

Tools

Predictive Modeling

Job description

TD Bank Group, within TD Insurance in Montréal, Quebec, is expanding its GI Pricing and Profitability team. The Actuarial Specialist will coach junior actuaries, lead pricing projects, and ensure governance and accuracy in rate changes, contributing to profitability while adhering to provincial regulations.

The role emphasizes innovation, technical leadership, and collaboration across teams, with a hybrid work model in Québec City as the office opens.