Senior Accountant

Plooto; Canada; On-site; CAD 85,000 - 110,000; Full time

Job summary

Plooto Inc. is seeking a Senior Accountant to join our Finance team in Canada. This role focuses on month-end close, financial reporting, payroll, audits, and process optimization in a fast-moving fintech environment.

You will drive improvements through automation, systems thinking, and scalable finance operations while ensuring regulatory compliance. You’ll partner cross-functionally with Risk, Operations, and FP&A to deliver investor-ready reporting and maintain strong internal controls.

Qualifications

• 3+ years of accounting experience.
• CPA designation or actively pursuing CPA completion.
• Strong technical accounting knowledge with a focus on financial accounting and audit support.
• Strong knowledge of ASPE and IFRS; experience in tech or payments SaaS strongly preferred.

Responsibilities

• Own core month-end and year-end close activities, including journal entries, account reconciliations, accruals, and financial reporting.
• Manage the full-cycle accounts payable (AP) process, including vendor invoice coding, approvals, and payment runs.
• Prepare and review revenue recognition entries, including treatment of deferred revenue.
• Maintain and reconcile prepaid expenses, fixed assets, and other balance sheet schedules, ensuring accurate amortization/depreciation and supporting documentation.
• Help maintain rigorous separation of trust and operating accounts in compliance with regulatory requirements and internal policy.
• Support financial exposure reporting related to payment losses, chargebacks, and disputes; collaborate with Risk and Operations to quantify and track losses.
• Monitor foreign exchange exposure across multi-currency entities and support hedging documentation.

Skills

Technical accounting

IFRS/ASPE knowledge

Audit support

Automation mindset

Education

CPA designation

Tools

Xero

Plooto

Job description

About Plooto

Plooto is an all-in-one payment automation platform that helps businesses and accounting firms manage payables and receivables. More than 14,000 companies use Plooto to automate financial workflows, move money, and reconcile with their accounting systems.

About Plooto

Plooto is an all-in-one payment automation platform that helps businesses and accounting firms manage payables and receivables. More than 14,000 companies use Plooto to automate financial workflows, move money, and reconcile with their accounting systems.

We are building the financial operations platform small and medium-sized businesses can rely on to run with greater control, efficiency, and confidence.

About The Role

We're looking for a highly technical and detail-oriented Senior Accountant to join our growing Finance team. This role is ideal for someone with strong financial accounting fundamentals, audit experience, and a continuous improvement mindset who enjoys building scalable, efficient processes in a fast-moving environment.

You'll play a key role in supporting month-end close, financial reporting, payroll, audits, and process optimization across the organization. We're looking for someone who not only understands accounting deeply, but also actively looks for ways to improve how work gets done through automation, systems thinking, and operational efficiency.

An interest in emerging technologies, including AI and workflow automation, is considered a strong asset.

What You’ll Do

Financial Reporting & Entity Management

• Own core month-end and year-end close activities, including journal entries, account reconciliations, accruals, and financial reporting
• Manage the full-cycle accounts payable (AP) process, including vendor invoice coding, approvals, and payment runs
• Prepare and review revenue recognition entries, including treatment of deferred revenue
• Maintain and reconcile prepaid expenses, fixed assets, and other balance sheet schedules, ensuring accurate amortization/depreciation and supporting documentation
• Help maintain rigorous separation of trust (client funds) and operating accounts in compliance with regulatory requirements and internal policy
• Support financial exposure reporting related to payment losses, chargebacks, and disputes; collaborate with Risk and Operations to quantify and track losses
• Monitor foreign exchange exposure across multi-currency entities and support hedging documentation

Compliance, Controls & Audit

• Design and help strengthen the internal controls framework across accounting processes, with particular attention to segregation of duties and payment fund safeguarding
• Support the year-end audit, SR&ED submission, tax filings, and other regulatory reporting obligations
• Help ensure ASPE/IFRS compliance and assist in keeping accounting policies up to date for all entities
• Proactively flag control gaps and support remediation efforts before they become audit findings
• Support North American payroll operations, including payroll accounting, reconciliations, and compliance considerations

Automation & Process Efficiency

• Support the accounting tech stack; help evaluate and optimize tools (Xero, Plooto, and beyond) to eliminate manual effort and increase accuracy
• Partner with Business Intelligence and Engineering to help automate reconciliations, reporting, and close processes
• Support the FinOps best-practices group, helping govern and optimize variable usage-based costs such as cloud and infrastructure spend

Team Leadership & Stakeholder Management Stakeholder Support

• Partner with FP&A on internal and investor reporting, ensuring accounting outputs are investor-ready
• Act as a point of contact for external auditors, tax advisors, banking partners, and payment processors as needed

What You Bring

• 3+ years of accounting experience
• CPA designation or actively pursuing CPA completion
• Strong technical accounting knowledge with a focus on financial accounting and audit support
• Strong knowledge of ASPE and IFRS; experience in tech or payments SaaS strongly preferred
• Strong analytical skills and attention to detail
• Demonstrated interest in process improvement, automation, and scalable finance operations
• Comfort working in evolving, fast-paced environments with shifting priorities
• Strong communication and stakeholder management skills
• A natural problem-solver who thrives in a fast-paced, high-growth environment
• Interest in AI, automation tools, or modern finance technology considered an asset

What Success Looks Like

• Accurate, timely financial reporting and close processes
• Strong audit readiness and technical accounting support
• Improved efficiency through automation and process optimization
• Reliable payroll and AP operations with strong controls and no material errors
• A proactive approach to identifying and solving operational challenges
• Strong working relationships with FP&A, Risk, Operations, and other cross-functional partners

Why Become a Plootonian?

If you’re looking to make a meaningful impact, look no further. We’re transforming the payments space in North America by delivering an unrivalled product experience that solves a real and pressing problem for SMBs.

One of the biggest challenges small businesses face is managing their finances and cash flow—and Plooto helps address that. We have strong product-market fit, a significant opportunity ahead, and the backing of experienced fintech leaders.

You’ll join a team that cares deeply about customer impact, takes pride in its craft, and moves with urgency. We’re just getting started, and you’ll help shape the next chapter of our growth story.

Join Plooto and be part of a mission that matters.

Our Commitment to Inclusion

Plooto is committed to building an inclusive workplace where people of all backgrounds, experiences, and perspectives can thrive. We know great teams are built through diverse thinking, and we encourage you to apply even if your experience does not align perfectly with every qualification listed.

Accommodation is available throughout the recruitment process in accordance with applicable accessibility legislation. If you require accommodation at any stage, please let us know—we’re happy to work with you.

This posting is for one available position. Compensation will be determined based on the successful candidate’s knowledge, skills, experience, and overall alignment with the role.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.