Product Control Analyst

TD; Toronto; On-site; CAD 70,000 - 98,000; Full time

Job summary

TD in Toronto is seeking a Product Control Analyst to provide independent oversight of balance sheet, P&L, revenue attribution, fair value and valuation-control processes for TD Securities. You will validate results, investigate movements, and support IPV, VA and reporting with strong control judgments.

You’ll interact with Front Office, Market Risk, Finance and Technology to drive improvements and ensure compliant, timely financial reporting.

Qualifications

• Undergraduate degree preferred, typically in Finance, Accounting, Economics, Mathematics, Engineering or a related discipline.
• At least 3 years of relevant experience
• Advanced understanding of business strategy, financial products, derivatives, valuation concepts, reporting processes and controls within the assigned area.
• Strong analytical, reconciliation, investigation and problem-solving skills, including the ability to address non-routine requests and moderately complex issues.
• Ability to communicate conclusions and business context clearly to technical and non-technical stakeholders.
• Ability to work end to end under broad policies with minimal supervision and to serve as an escalation point or knowledge resource for others.
• Working proficiency with reporting and data tools relevant to the desk environment; strong spreadsheet and data-analysis capability is expected.

Responsibilities

• P&L and attribution control: Review daily and month-end P&L, balance sheet and attribution results; reconcile, validate, investigate and explain material movements or exceptions.
• Financial reporting and commentary: Produce accurate reporting, consolidated analysis and clear commentary within agreed service-level timelines; interpret results and make practical recommendations.
• Valuation and fair value: Support Independent Price Verification (IPV), Valuation Adjustments (VA), and complete fair value reporting for financial instruments in accordance with applicable policies.
• Control and exception management: Identify, document and resolve non-standard process, reporting and control issues; elevate high-risk or unresolved matters promptly.
• Stakeholder engagement: Provide effective challenge and guidance to Front Office and partner with Market Risk, Finance, Valuation Control, Operations and Technology.
• Subject-matter expertise: Act as an SME for initiatives affecting P&L, attribution and balance sheet reporting, including business restructuring, product change and system or process implementation.
• Risk and governance: Operate within the Bank’s risk appetite and enterprise frameworks, maintaining strong financial controls, segregation of duties and confidentiality.
• Process improvement: Assess service, productivity and control effectiveness; recommend and execute improvements, standardization and automation opportunities.

Skills

Analytical skills

Reconciliation

Investigation

Communication

Spreadsheet/data-analysis

Education

Undergraduate degree preferred (Finance/Accounting/Economics/Mathematics/Engineering)

Tools

Excel

Data analysis tools

Job description

Work Location:

Toronto, Ontario, Canada

Hours

37.5

Line Of Business

Data & Analytics

Pay Details

$69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Department Overview:

The Product Control Analyst provides independent oversight of balance sheet, profit and loss (P&L), revenue attribution, fair value, and valuation-control processes for TD Securities businesses. The role combines daily and month-end control execution with analytical review, stakeholder challenge, issue escalation, and continuous process improvement.

Job Details

Daily and month-end P&L

Validate completeness and accuracy; reconcile preliminary and final results; investigate unexplained movements; prepare decision-useful commentary.

IPV and valuation adjustments

Generate or review independent price testing and valuation reserves; investigate exceptions and ensure policy-aligned escalation.

Fair value reporting

Support accurate classification, measurement and reporting of instruments, with appropriate evidence and control documentation.

Front Office challenge

Follow up directly on discrepancies, incomplete revenue data and attribution breaks while maintaining independent control judgment.

Projects and change

Represent Product Control in system, product and process initiatives; assess downstream reporting, valuation, control and governance impacts.

Key Responsibilities

• P&L and attribution control: Review daily and month-end P&L, balance sheet and attribution results; reconcile, validate, investigate and explain material movements or exceptions.
• Financial reporting and commentary: Produce accurate reporting, consolidated analysis and clear commentary within agreed service-level timelines; interpret results and make practical recommendations.
• Valuation and fair value: Support Independent Price Verification (IPV), Valuation Adjustments (VA), and complete fair value reporting for financial instruments in accordance with applicable policies.
• Control and exception management: Identify, document and resolve non-standard process, reporting and control issues; elevate high-risk or unresolved matters promptly.
• Stakeholder engagement: Provide effective challenge and guidance to Front Office and partner with Market Risk, Finance, Valuation Control, Operations and Technology.
• Subject-matter expertise: Act as an SME for initiatives affecting P&L, attribution and balance sheet reporting, including business restructuring, product change and system or process implementation.
• Risk and governance: Operate within the Bank’s risk appetite and enterprise frameworks, maintaining strong financial controls, segregation of duties and confidentiality.
• Process improvement: Assess service, productivity and control effectiveness; recommend and execute improvements, standardization and automation opportunities.

Knowledge, Skills & Experience

• Undergraduate degree preferred, typically in Finance, Accounting, Economics, Mathematics, Engineering or a related discipline.
• At least 3 years of relevant experience
• Advanced understanding of business strategy, financial products, derivatives, valuation concepts, reporting processes and controls within the assigned area.
• Strong analytical, reconciliation, investigation and problem-solving skills, including the ability to address non-routine requests and moderately complex issues.
• Ability to communicate conclusions and business context clearly to technical and non-technical stakeholders.
• Ability to work end to end under broad policies with minimal supervision and to serve as an escalation point or knowledge resource for others.
• Working proficiency with reporting and data tools relevant to the desk environment; strong spreadsheet and data-analysis capability is expected.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec Only)

Sans Objet