About the role
We are seeking a Financial Analyst to evaluate the financial health and concentration risks of Intact’s third‑party suppliers. This role is pivotal in strengthening our vendor risk management and informing strategic decisions. You will report to the Manager, Procurement Third‑Party Risk Management.
What you’ll do here :
- Conduct comprehensive financial health checks of suppliers, which may include ratio analyses, cash flow assessments, leverage and liquidity trends, and early‑warning indicators.
- Build and maintain standardized financial assessment models and scorecards; synthesize findings into clear risk ratings and recommendations.
- Assess concentration risk across vendors, subcontractors, and geographies; develop methodologies to aggregate exposures and identify single points of failure.
- Integrate external data (credit ratings, market signals, adverse media) and internal performance metrics to create a holistic risk view.
- Monitor changes in vendor financials and concentration profiles; produce periodic dashboards and present insights to stakeholders.
- Collaborate with the Procurement Sourcing and Governance teams to ensure that financial health and concentration risk considerations are integrated into the vendor selection process before proceeding with onboarding or renewal decisions. This may involve interacting with the senior management of different departments.
- Contribute to policy, control, and documentation improvements for third‑party risk management.
- Undertake relevant projects or ad‑hoc requests as needed to support departmental goals and objectives.
What you bring to the table :
- Bachelor’s degree in finance, accounting, economics, or related field; MBA or relevant master’s is a plus.
- Chartered Professional Accountant (CPA) designation (or equivalent) preferred; strong grounding in financial reporting and analysis.
- 3‑5+ years of experience in financial analysis, credit risk, vendor / third‑party risk management, audit, or corporate finance.
- Ability to translate complex analysis into concise, actionable insights for non‑finance stakeholders.
- Strong communication, stakeholder management, and presentation skills; comfort working cross‑functionally.
- High attention to detail, analytical rigor, and a proactive, ownership mindset.
- Advanced Excel skills required, experience with data visualization tools (Power BI / Tableau) and statistical analysis preferred.
- Experience quantifying concentration risk, including subcontractor mapping and geographic exposure analysis is a plus.
- Familiarity with risk frameworks (TPRM, NIST, ISO 31000) and procurement processes is an advantage.
- Experience with credit bureaus / data providers (e.g., S&P, Moody’s, Dun & Bradstreet) and adverse media screening tools is an asset.
- Proficiency in English required; proficiency in French considered a strong asset.
#LI‑Hybrid
What we offer
Our hybrid work model provides the balance between working from home and enjoying meaningful in‑person interactions.
Working here means you’ll be empowered to be and do your best every day. Here is some of what you can expect as a permanent member of our team :
- A financial rewards program that recognizes your success
- An industry‑leading Employee Share Purchase Plan; we match 50% of net shares purchased
- An extensive flex pension and benefits package, with access to virtual healthcare
- Flexible work arrangements
- Possibility to purchase up to 5 extra days off per year
- An annual wellness account that promotes an active and healthy lifestyle
- Access to tools and resources to support physical and mental health, embracing change and connecting with colleagues
- A dynamic workplace learning ecosystem complete with learning journeys, interactive online content, and inspiring programs
- Inclusive employee‑led networks to educate, inspire, amplify voices, build relationships and provide development opportunities
- Inspiring leaders and colleagues who will lift you up and help you grow
- A Community Impact program, because what you care about is a part of what makes you different. And how you contribute to your community should be just as unique.