Private Client Advisor (Personal Lines)

Summit; Winnipeg; Hybrid; CAD 70,000 - 100,000; Full time

Benefits offered by this job

Growth opportunities

Hybrid work model

Modern offices in Kelowna & Winnipeg

Comprehensive benefits

Job summary

Summit, a boutique commercial insurance firm, seeks an experienced Personal Lines Specialist to advise clients across provinces MB, BC, AB, SK, ON. You’ll manage the policy lifecycle, grow your book, and collaborate with partners to optimize coverage. Hybrid work from Kelowna and Winnipeg is available.

Must hold Level 2 CAIB license; RIBO is an asset (must obtain within 3 months); 2+ years in personal lines helps you hit the ground running. Strong client focus required.

Qualifications

• Level 2 insurance license required (CAIB 1, 2, 3)
• RIBO license is an asset, required to obtain within 3 months of start date
• 2+ years previous experience in personal lines insurance an asset
• Experience working with high-net-worth clients an asset
• Hubspot, Acturis or similar system experience preferred
• Personal auto experience is an asset

Responsibilities

• Advise clients on Personal Lines across provinces MB, BC, AB, SK, ON
• Accurately assess client risks and negotiate with insurers for best coverage, pricing and terms
• Handle the policy lifecycle: quote, bind, renewals, and changes with accuracy
• Identify opportunities to streamline workflows and enhance client experience
• Stay up-to-date with market trends and insurer products across provinces

Skills

CAIB Licenses

RIBO license asset

2+ years personal lines

High-net-worth experience asset

Hubspot/Acturis

Personal auto experience asset

Job description

About Summit

Building the commercial brokerage of the future. Summit is a boutique commercial insurance firm headquartered in Kelowna and serving businesses across Canada. We are a venture-backed, tech-enabled commercial insurance brokerage redefining what it means to be a modern insurance partner. With strong values—

Sustainability, Ownership, Transparency, and Impact—we move fast, support one another, and raise the bar for industry standards.

Summit is a team of empowered and high-performing individuals who live our core values every day. Being a part of Summit offers a chance for the right applicant to make a name for themselves, and help build Summit as a leader in the Canadian Commercial Insurance market.

About the Role

• Advise clients on all aspects of Property Insurance (homes, high-value, rentals, vacation properties across BC, AB, SK, MB, ON) and Automobile Insurance (ensuring compliance and proper coverage in AB and ON).
• Accurately assess client risks and negotiate with insurers to secure the best coverage, pricing, and terms, including securing special endorsements or coverage exceptions.
• Efficiently handle the entire policy lifecycle: Quote & Bind new business across multiple provinces, and accurately process renewals and policy changes, always reviewing coverage for improvements or cross-selling opportunities.
• Actively identify and implement opportunities to streamline workflows and enhance the overall client experience.
• Ensure all records are accurate, processes adhere to regulatory requirements, and clients receive timely follow-ups.
• Keep up-to-date with market trends, insurer products, rate filings, and industry updates across all provinces we serve.
• Actively manage and grow your personal lines book of business.
• Proactively develop new business by prospecting, generating referrals, and leveraging your professional network and existing client relationships.
• Work with Summit's external partners and associations to optimize our personal insurance programs and better serve their members' needs.
• Act as the internal subject-matter expert for Personal-Lines. You'll establish best practices, design training materials, and provide technical coaching to elevate the team's capabilities, especially around cross-selling.

Skills & Qualifications

• Level 2 insurance license required (CAIB 1, 2, 3)
• RIBO license is an asset, required to obtain within 3 months of start date
• 2+ years previous experience in personal lines insurance an asset
• Experience working with high-net-worth clients an asset
• Hubspot, Acturis or similar system experience preferred
• Personal auto experience is an asset

Perks We Offer at Summit

• Opportunity for Growth: Work with a forward-thinking commercial brokerage and be part of an innovative, growing team.
• Modern Workspace: Work from our brand-new, state-of-the-art offices in downtown Kelowna and Winnipeg. Enjoy a flexible hybrid model designed to support collaboration, focus, and balance.
• Technology-Driven Culture: Work with cutting-edge tools and custom built technology to get time back in your day. Laptops & equipment provided to all staff.
• Comprehensive Benefits: Access to flexible health, mental health, dental plans tailored to your lifestyle, and competitive vacation and personal day allotments.
• Supportive Team: Participate in daily team huddles and collaborative events as part of a values-driven culture.

Our Values

• Transparency: We build trust through open and honest communication.
• Sustainability: We create lasting solutions for our team, partnerships, and communities.
• Ownership: We take accountability for our actions, celebrate victories, and learn from mistakes.
• Impact: We think big and aim to make a difference in everything we do, both in business and for social good.

Compensation: $70,000 - $100,000+ OTE

Summit is an inclusive employer that celebrates diversity. We encourage applications from all qualified candidates and are committed to providing accommodations during the hiring process. While we thank all applicants for their interest, only those selected for an interview will be contacted.