Private Banker

TD Bank; Surrey; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD Wealth Private Banking is seeking a banker to onboard and manage relationships with HNW/UHNW clients, providing personalized financial services and credit solutions. The role focuses on high-touch engagements, coordinating with specialists and offering tailored banking options to meet complex goals.

Ideal candidates have 3+ years in banking/credit services, a CSC/IFIC background, and a plan to pursue PFP/CFP within 36 months.

Qualifications

• Minimum 3+ years of experience in providing banking and credit services.
• CSC or IFIC certification completed or in progress.
• Willingness to obtain PFP or CFP within 36 months of start date.

Responsibilities

• Receive and triage Retail prospect referrals to PWM home of best fit based on initial discovery.
• Perform in-depth discovery sessions with clients to understand financial goals and identify opportunities across Wealth channels.
• Complete onboarding, banking activities, transactions and high complexity credit solutions.
• Conduct proactive client follow-ups to meet expectations aligned with complex needs and plans.
• Promote full suite of products, advice, services, banking and credit capabilities.
• Analyze credit and underwriting requests per discretionary limits and guidelines.
• Attract, acquire and retain customers and identify sales opportunities and referrals.

Skills

Minimum 3+ years experience

Education

Post-Secondary or Undergraduate degree, preferred

Canadian Securities Course (CSC) or IFIC

Willingness to complete PFP or CFP within 36 months

Job description

Work Location:

Surrey, British Columbia, Canada

Hours:

37.5

Line of Business:

TD Wealth

Pay Details:

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Job Description:

TD Wealth, Private Wealth Management provides high-net worth & ultra-high-net worth clients with holistic discovery and planning towards customized wealth advice and solutions. As part of TD Wealth Private Wealth Management, Private banking specializes in offering tailored banking solutions and Credit Management to affluent HNW & UHNW clients. Our Private Bankers support everyday banking transactions, personal credit management. Our Private Bankers support our client's banking needs while connecting them with the right TD specialists to manage their wealth management needs.

This role is accountable for onboarding and managing relationships and providing personalized financial services, with a significant focus on credit solutions to HNW and UHNW clients. This role provides HNW/UHNW clients with day-to-day banking and credit needs in a high touch engagement model; bringing in experts from other parts of Wealth and the Bank to support a client's overall financial plans and needs.

Accountabilities:

• Receive and act upon Retail prospect referrals and triage to PWM home of best fit based on initial discovery.
• Perform in-depth discovery sessions with clients to understand their financial goals objectives and identify franchising opportunities across Wealth and / or other Bank channels.
• Perform / complete all onboarding, banking activities, transactions and high complexity credit solutions.
• Conduct frequent proactive client follow-ups to ensure client expectations are being met in alignment with their unique complex financial needs and plans.
• Promote and offer full suite of products, advice, services, banking and credit capabilities.
• Analyze credit and underwriting requests by ensuring adjudication in accordance with assigned discretionary limits and established guidelines.
• Contribute to the achievement of business objectives by proactively attracting, acquiring and retaining customers and identifying sales opportunities and referrals.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Keep current on emerging trends or developments and grow knowledge of the business, related tools and techniques.
• Act as a brand champion for your business area/function and the bank, both internally and/or externally.

Educational Requirements:

• Post-Secondary or Undergraduate degree, preferred.
• Highly skilled professional with minimum 3+ years of experience in providing banking and credit services.
• Completion of the Canadian Securities Course (CSC) or Investment Funds in Canada (IFIC)
• Willingness to complete the Personal Financial Planner (PFP) or Certified Financial Planner (CFP) designation within 36months from start date.
• Requires advanced understanding of a range of product and services, processes, procedures and systems to provide clients with options and advice on moderately complex banking and credit activities.
• Advanced credit analysis experience and acumen to provide clients with the appropriate level of advice to support their unique / specialized financial needs.
• General knowledge across Wealth products and solutions with an understanding of all credit, cash management, investments and specifically credit.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and thei