Portfolio Manager

BMO U.S.; Toronto; On-site; CAD 50,000 - 100,000; Full time

Benefits offered by this job

Performance-based incentives

Discretionary bonuses

Other perks and rewards

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group in Toronto seeks a Portfolio Manager, Treasury & Payments Solutions to partner with commercial clients and optimize cash flow through industry-leading treasury services. You will manage a portfolio, identify opportunities, and guide implementations to deliver value and growth.

The role emphasizes relationship building, strategic treasury planning, and risk-aware decision-making in a fast-paced banking environment, with a focus on client success and service excellence.

Qualifications

• Bachelor’s degree or equivalent in business/finance.
• 4–6 years in treasury, cash management, or commercial banking.
• Strong communication, negotiation, analytical and problem-solving skills.

Responsibilities

• Manage and Grow a Client Portfolio: Serve as the primary relationship manager for a portfolio of commercial clients, developing deep knowledge of their business objectives and financial needs.
• Deliver Strategic Treasury Solutions: Provide consultative advice on treasury and cash management strategies that help clients improve working capital, liquidity, and operational efficiency.
• Drive Business Development: Proactively identify, develop, and close new business opportunities within the portfolio.
• Ensure an Exceptional Client Experience: Coordinate implementation activities and partner with internal teams to ensure onboarding and timely delivery of solutions.
• Manage Risk and Compliance: Ensure adherence to regulatory requirements, risk management standards.

Skills

Client relationship management

Communication skills

Analytical thinking

Negotiation

Time management

Education

Bachelor’s degree in Business Administration, Finance, Accounting, or an equivalent combination of education and experience.

Tools

CRM software

Treasury management software

Job description

Application Deadline: 10/10/2026 Address: 20 Erb Street West Job Family Group: Commercial Sales & Service

Drive client success through innovative treasury and payment solutions. Are you passionate about building strong client relationships, delivering strategic financial solutions, and driving business growth? Join our team as a Portfolio Manager, Treasury & Payment Solutions, where you’ll partner with commercial clients to optimize cash flow, enhance liquidity, and streamline payment operations through industry-leading treasury management solutions. In this client-focused role, you will act as a trusted advisor, managing a portfolio of business clients while identifying opportunities to deepen relationships and deliver tailored treasury and payment solutions that support their growth and operational efficiency.

What You’ll Do

• Manage and Grow a Client Portfolio Serve as the primary relationship manager for a portfolio of commercial clients, developing deep knowledge of their business objectives and financial needs. Build and maintain trusted, long-term relationships with key decision-makers and stakeholders. Identify opportunities to expand client relationships through treasury management, cash management, and payment solutions.
• Deliver Strategic Treasury Solutions Provide consultative advice on treasury and cash management strategies that help clients improve working capital, liquidity, and operational efficiency. Analyze client financial and industry data to develop customized recommendations and solution strategies. Introduce innovative products, services, and digital capabilities aligned to client needs and market trends.
• Drive Business Development Proactively identify, develop, and close new business opportunities within the portfolio. Lead client discussions regarding product offerings, pricing, and implementation strategies. Promote adoption of industry-leading treasury and payment solutions, creating value for clients and the bank.
• Ensure an Exceptional Client Experience Coordinate implementation activities and partner with internal teams to ensure successful onboarding and timely delivery of solutions. Manage documentation, pricing, and project milestones throughout the implementation process. Continuously identify opportunities to improve processes and elevate the client experience.
• Manage Risk and Compliance Ensure adherence to all regulatory requirements, operational controls, and risk management standards. Monitor account activity and operational processes to identify potential risks and implement appropriate escalation procedures. Exercise sound judgment and risk-informed decision-making to protect clients and the bank.

What You’ll Bring

• Bachelor’s degree in Business Administration, Finance, Accounting, or a related field, or an equivalent combination of education and experience.
• 4-6 years of experience in treasury management, cash management, commercial banking, financial services, or a related area.
• Demonstrated success in portfolio management, relationship management, or business development.
• Strong communication, negotiation, analytical, and problem-solving skills.
• Ability to manage multiple priorities in a fast-paced environment.

Preferred Experience & Skills

• Treasury Management
• Cash Management & Liquidity Solutions
• Payments & Digital Banking Technologies
• Commercial Client Relationship Management
• Financial Analysis
• Risk Assessment & Mitigation
• Regulatory Compliance
• Data Analysis & Reporting
• Project Coordination
• Process Improvement

Why Join Us?

• Manage a portfolio of sophisticated commercial clients and become a trusted financial advisor.
• Work alongside experienced banking and treasury professionals in a collaborative environment.
• Help businesses achieve stronger financial performance through innovative treasury and payment solutions.
• Access ongoing career development and advancement opportunities.
• Make a meaningful impact on both client success and business growth.

Salary: $50,000.00 - $100,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.

• performance-based incentives
• discretionary bonuses
• other perks and rewards

BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

To view more details of our benefits please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters

BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we'll continue to build, invest and transform to drive performance that serves the good that grows.