Portfolio Manager

Bank of Montreal; Edmonton; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial institution in Canada is seeking a Credit Analyst to analyze credit information and support lending decisions for commercial banking clients. The ideal candidate will have a Bachelor's degree and 3-4 years of relevant experience in a banking or corporate environment. Responsibilities include conducting financial analyses and building client relationships, ensuring compliance with bank policies while providing excellent service.

Benefits

Health insurance

Tuition reimbursement

Retirement savings plans

Qualifications

• Preferred 3-4 years of relevant experience in credit or lending instruments.
• Credit Qualifications according to the credit portfolio requirements.
• Technical proficiency gained through education and/or business experience.

Responsibilities

• Analyzes credit information for loan decisions and processes.
• Performs financial analysis and assesses client creditworthiness.
• Supports negotiation of loan terms and conditions.

Skills

Problem Solving

Collaboration

Detail-Oriented

Analytical Thinking

Credit Analysis

Financial Analysis

Education

Bachelor's degree

Tools

Data analysis tools

Job description

Application Deadline

10 / 23 / 2025

Address

Street NW

Job Family Group

Commercial Sales & Service

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

• Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
• Utilizes financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral.
• Supports credit-granting decisions by making recommendations to manager.
• Supports portfolio monitoring and compliance within the portfolio to identify deteriorating credit conditions and ensure compliance.
• Analyses metrics and assesses industry trends to spot risks and opportunities.
• Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
• Develops proposals to capture new business and expand client relationships.
• Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new renewal and extension loans aligned with client needs and bank & risk policies
• Conducts financial analysis and risk assessments of clients credit information for an assigned portfolio to provide insights and make informed decisions
• Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis taking corrective action when required.
• Minimizes BMOs risk exposure by adhering to credit policies regulatory standards and operational guidelines.
• Serves as a point of contact for service requests ensuring expectations are consistently met or exceeded. Escalates issues when needed.
• Supports and implements initiatives to enhance service quality acquire new business and expand client relationships.
• Identifies revenue and cross-selling opportunities to enhance portfolio growth.
• Identifies share of wallet opportunities.
• Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
• Manages timely and accurate data entry into BMOs systems and leverages the data to support decision-making.
• Focus is primarily on business / group within BMO; may have broader enterprise-wide focus.
• Exercises judgment to identify diagnose and solve problems within given rules.
• Works independently on a range of complex tasks which may include unique situations.
• Broader work or accountabilities may be assigned as needed.

Qualifications

• Preferred 3 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
• If a Credit Qualifiable job Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Bachelors degree required; Business Administration Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
• Technical proficiency gained through education and / or business experience.

Intermediate level of proficiency

• Problem Solving
• Collaboration
• Detail-Oriented
• Analytical Thinking

Advanced level of proficiency

• Data analysis tools
• Financial analysis

Salary

$- $

Pay Type

Salaried

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit : Us

At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers our communities and our people. By working together innovating and pushing boundaries we transform lives and businesses and power economic growth around the world.

As a member of the BMO team you are valued respected and heard and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

To find out more visit us at is committed to an inclusive equitable and accessible workplace. By learning from each others differences we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation please contact your recruiter.

Note to Recruiters

BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.

Required Experience

Manager

Key Skills

• Project / Program Management
• Project Portfolio Management
• Portfolio Management
• Credit Analysis
• Banking
• Pricing
• Analysis Skills
• Project Management
• Financial Analysis
• Budgeting
• Property Management
• Contracts

Employment Type

Full-Time

Experience

years

Vacancy

1