Mortgage Underwriter (6-months)

Alberta Motor Association; Calgary; On-site; CAD 60,000 - 80,000; Full time

Job summary

A financial services provider in Calgary seeks a Full-Time Mortgage Underwriter for a 6-month opportunity. The role requires approving mortgage applications while ensuring compliance with lending standards. Ideal candidates will have 2-3 years of experience in a financial institution, expertise in risk assessment, and strong analytical skills. The position offers a remote work model and career development opportunities.

Benefits

Competitive wage

Great AMA discounts

Flexible work models

Ongoing professional development

Qualifications

• Minimum of 2-3 years in a financial institution, ideally in mortgage underwriting.
• Experience with loan processing and risk analysis.

Responsibilities

• Approve or decline mortgage loan applications.
• Review loan documents for compliance.
• Conduct Pre-Fund Quality Assurance Reviews.

Skills

Loan Processing

Time Management

Microsoft Office

Credit Analysis

Risk Analysis

Underwriting

Education

Post-secondary education in business/finance

Tools

Microsoft Office

Job description

PAPERWORK is NO match FOR YOU.

The Opportunity

You’ve always been the kind of person who looks at the world from every angle. You’re a natural trouble‑shooter who can spot the red flag that everyone else missed. But behind all the analysis the paperwork and the technology you never forget that there are people who will be affected by your decisions.

• This role is a 6-month opportunity with a possibility of extension.

The Team You’ve Been Looking For

Bridgewater Bank is more than a financial institution; we’re a team of passionate people who care deeply about helping others succeed. Unlike traditional banks we have no branches. This means less time managing logistics and more time focused on providing straightforward honest service and smart financial solutions that support our clients in reaching life’s biggest milestones.

As a wholly owned subsidiary of AMA we share a proud legacy of service and a commitment to doing the right thing for our customers, our communities and each other. At Bridgewater Bank you’ll be part of a nimble forward‑thinking organization where your ideas matter, your contributions are valued and your growth is encouraged. We’re driven to make a positive impact and our close‑knit culture values flexibility, innovation and genuine connection. As part of the Bridgewater team you’ll enjoy:

• Competitive wage
• Benefits if you choose to receive them (with payroll deductions)
• Great AMA discounts
• Ongoing professional development
• Vacation pay is added to each paycheque
• Flexible work models that make sense for your lifestyle

Who You Are

• You may be trained to be alert to any potential risks but you also believe that everyone deserves a fair shot at being a homeowner and you’ll explore every avenue and angle when assessing an application.
• You’re an excellent communicator who listens when people talk; and when you talk people listen.
• You’re a born analyst and love the idea of digging deep to find every little detail.
• You’re a mad multi‑tasker able to juggle projects and deadlines with ease. You know how things get done (and how to get others to help you along the way!).
• You know your stuff when it comes to dealing with credit.
• You work well on your own but also love being part of and collaborating in a team environment.

How You’ll Make an Impact

• Report to Manager Underwriting and Broker Services.
• Approve or decline mortgage loan applications within lending limit authorities in order to meet established deadlines and quality standards.
• Review loan documents to determine if the buyer property and loan conditions meet mortgage underwriting standards.
• Conduct Pre‑Fund Quality Assurance Reviews Post‑Fund Internal and External Audits to ensure mortgages are within internal and regulatory guidelines.
• Apply due diligence when processing applications and reviewing documents. Utilization of additional search engines and tools provided for validation.
• Identify suspicious scenarios or documents investigate and escalate accordingly.
• Build positive relationships with Brokers and other partners.
• Assist the Service team with insight on high‑risk deals including declines.
• Provide pricing on all mortgage renewals to ensure profitability and consistency.
• Serve as escalation point for Brokers and Business Development Managers.

What You Bring to the Table

• You have a post‑secondary education in a relevant field (e.g. business / commerce business management finance etc.) or other related experience.
• You have at least two to three years of experience in a financial institution (preferably in mortgage underwriting).
• You’re comfortable with various software applications such as MS Office LMS etc.

Belonging Matters Here

AMA is committed to providing an inclusive respectful and accessible environment. If you require an accommodation at any time during our recruitment process please contact. We’ll work with you feel supported throughout your journey with us.

WORK MODEL : Remote

We thank all applicants for their interest; however only those selected for an interview will be contacted.

Key Skills

Loan Processing,Time Management,Microsoft Office,Credit Analysis,Fraud,Math,Risk Analysis,Banking,Analysis Skills,Fair Housing Regulations,Underwriting,Data Analysis Skills

Employment Type: Full-Time

Experience: years

Vacancy: 1