Mortgage Underwriter

Jobtailor; Calgary; On-site; CAD 70,000 - 100,000; Full time

Job summary

Jobtailor in Calgary, Alberta is seeking a Mortgage Underwriter to approve or decline loan applications within authorities, review documents, and conduct quality assurance reviews to meet standards.

This role emphasizes regulatory compliance, due diligence, and relationship management with brokers and partners; a post-secondary education plus 2–3 years in a financial institution are preferred. Strong MS Office and LMS skills are expected.

Qualifications

• Post-secondary education in a relevant field or equivalent experience.
• At least 2–3 years of experience in a financial institution, preferably in mortgage underwriting.
• Comfort with MS Office, LMS and related software.

Responsibilities

• Approve or decline mortgage loan applications, within lending limit authorities, in order to meet established deadlines and quality standards.
• Review loan documents to determine if the buyer, property and loan conditions meet mortgage underwriting standards.
• Conduct Pre-Fund Quality Assurance Reviews, Post Fund Internal and External Audits to ensure mortgages are within internal and regulatory guidelines.
• Apply Due diligence when processing applications and reviewing documents.
• Identify suspicious scenarios or documents, investigate, and elevate accordingly.
• Build positive relationships with Brokers and other partners.

Skills

Mortgage Underwriting

Quality Assurance

Regulatory Compliance

Relationship Management

Financial Institution Experience

Education

Post-secondary education in business/commerce/finance

Tools

MS Office

LMS

Job description

• Approve or decline mortgage loan applications, within lending limit authorities, in order to meet established deadlines and quality standards
• Review loan documents to determine if the buyer, property and loan conditions meet mortgage underwriting standards
• Conduct Pre-Fund Quality Assurance Reviews, Post Fund Internal and External Audits to ensure mortgages are within internal and regulatory guidelines
• Apply Due diligence when processing applications and reviewing documents
• Identify suspicious scenarios or documents, investigate, and elevate accordingly
• Build positive relationships with Brokers and other partners

Requirements

• Post-secondary education in a relevant field (e.g. business/commerce, business management, finance, etc.) or other related experience
• At least two to three years of experience in a financial institution (preferably in mortgage underwriting)
• Comfort with various software applications, such as MS Office, LMS, etc.

Core Competencies

Demonstrates expertise in mortgage underwriting, including the ability to approve or decline loan applications and conduct quality assurance reviews. Strong relationship-building skills with brokers and partners, alongside a solid understanding of regulatory guidelines and due diligence processes.

Highest-signal resume keywords

• Mortgage Underwriting
• Quality Assurance Reviews
• Regulatory Compliance
• Relationship Management
• Financial Institution Experience

ATS Optimization Keywords

Hard Skills

• Loan Application Review
• Due Diligence
• Document Investigation
• Mortgage Standards
• Internal Audits

Soft Skills

• Relationship Building
• Communication

Industry Keywords

• Mortgage Lending
• Financial Services
• Post-Secondary Education
• Business Management
• Finance

Tools & Technologies

• MS Office
• LMS