Mortgage Specialist - North Bay & Sudbury

Scotiabank; North Bay; Hybrid; CAD 30,000 - 60,000; Full time

Job summary

A leading Canadian bank is seeking a Mortgage Specialist for its North Bay and Sudbury teams. The ideal candidate will build strong client relationships and provide expert mortgage advice. This role has a fully commission-based compensation structure, offering unlimited earning potential and a comprehensive benefits package. Applicants should have a minimum of 3 years in the mortgage industry, excel in communication and negotiation, and possess an entrepreneurial mindset. Flexible work arrangements are available.

Benefits

Commission-based compensation

Comprehensive benefits package

Ongoing training and professional development

Flexible work arrangements

Qualifications

• Minimum of 3 years of proven success in the mortgage industry or a related field.
• Strong commitment to trust development and client experience.
• Excellent communication and negotiation skills.
• Entrepreneurial mindset with a drive to succeed in a commission-based environment.

Responsibilities

• Build lasting relationships with clients and stakeholders.
• Provide tailored mortgage advice aligned with clients' financial goals.
• Deliver transparent and honest advice to build trust.
• Understand client needs and deliver personalized service.
• Collaborate with internal teams for timely mortgage approvals.

Skills

Communication

Negotiation

Interpersonal skills

Trust development

Client experience

Job description

Title: Mortgage Specialist - North Bay & Sudbury

Join a purpose driven winning team, committed to results, in an inclusive and high‑performing culture.

We are currently seeking a passionate and results‑driven Home Financing Advisor (HFA) to join our team. In this role, you will have the opportunity to leverage your expertise in banking, influencing, trust development, and client experience to build strong relationships, provide expert mortgage advice, and drive mortgage sales. With a commission‑based compensation structure and the flexibility of a mobile role, this position is ideal for individuals who are entrepreneurial, enthusiastic about making a positive impact, and thrive in a results‑driven environment.

Key Responsibilities:

• Build lasting relationships with clients, referral partners, and community stakeholders to generate mortgage opportunities and referrals.
• Utilize your banking expertise and communication skills to provide tailored mortgage advice that aligns with clients' financial goals and objectives.
• Focus on building trust by delivering transparent and honest advice, building rapport, and maintaining open communication throughout the mortgage process.
• Prioritize client experience by understanding client needs, delivering personalized service, and ensuring a seamless mortgage application process.
• Collaborate with internal teams, including underwriters, to facilitate timely mortgage approvals and closings while adhering to regulatory requirements.
• Remain mobile to be accessible and accommodate clients’ preferences.
• Stay informed about market trends, mortgage products, and industry regulations to provide informed advice and maintain a competitive edge in the market.

Qualifications:

• Minimum of 3 years of proven success in the mortgage industry, or a related field.
• Strong commitment to trust development, client experience, and delivering exceptional service.
• Excellent communication, negotiation, and interpersonal skills, with the ability to influence and build rapport with clients and stakeholders.
• Entrepreneurial mindset with a drive to succeed in a commission‑based sales environment.

What’s in it for you?

• Fully commission‑based compensation structure with unlimited earning potential.
• Comprehensive benefits package, including health, dental, and retirement savings plans.
• Access to our Key Realtor Partners Program enabling you to build lasting relationships with your referral sources.
• Market‑leading dedicated underwriting model gives you one‑on‑one access to your own underwriter.
• Competitive advantage with our industry leading Scotia Total Equity Program allowing you to provide clients with holistic financial advice.
• Bespoke programs designed for the unique needs of key client segments.
• Leverage the full Retail Bank and anchor clients through the Scotia Mortgage+ Program and Scene+ loyalty offerings.
• Ability to build your own support team once you surpass a minimum sales threshold.
• Ongoing training and professional development opportunities.
• Flexible work arrangements, including remote work options.
• Be part of a high performing team, committed to creating and fostering a diverse and inclusive team culture.

How to apply:

If you are passionate about banking, relationship building, trust development, and client experience, and possess the qualifications outlined above, we invite you to apply for the Mortgage Specialist position at Scotiabank. Submit your resume and cover letter detailing your relevant experience and why you are the ideal candidate for this role.

Location(s): Canada : Ontario : North Bay || Canada : Ontario : Sudbury

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services. We value the unique skills and experiences each individual brings and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodations, please let our Recruitment team know.