Mortgage Retention Specialist (Outbound)

Bank of Montreal; Canada; On-site; USD 41,000 - 80,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plans

Tuition reimbursement

Accident and life insurance

Job summary

Bank of Montreal is seeking a Mortgage Service Advisor to proactively advise on mortgage renewal and financing options and to drive the sales process for inbound and outbound customer contacts on a virtual basis.

You will integrate marketing promotions into customer conversations, coordinate with internal and external stakeholders, and ensure accurate processing of customer requests while maintaining regulatory compliance.

Qualifications

• Between 2-3 years of relevant experience and/or certification in related field or equivalent combination of education and experience.
• Knowledge of personal lending and home financing products.
• Knowledge of call center operational processes and policies.
• Strong verbal and written communication skills.

Responsibilities

• Proactively provides expert advice on mortgage renewal/financing needs and solutions to retain and expand share of wallet.
• Drives the sales process for inbound and outbound customer contacts.
• Negotiates pricing to balance customer value with profitability.
• Handles complex customer situations and escalates when needed.
• Maintains confidentiality and complies with regulatory requirements.

Skills

Communication skills

Analytical thinking

Organization skills

Collaboration

Customer service

Sales experience

Tools

Call center software

CRM systems

Job description

Application Deadline:09/22/2026Address:VIRTUAL59 - REMOTE/TELETRAVAIL - ON - BMOJob Family Group:Retail Banking Sales & ServiceProactively provides expert advice on mortgage renewal/financing needs, products and solutions to retain and expand share of wallet. Fulfills sales and service activities for customers by following approved procedures. Identifies and makes referrals to other business groups. Works through various channels based on the market needs to deliver the desired customer experience and achieve overall business objectives.Drives the sales process for inbound and outbound customer contacts upon mortgage renewal, through in-depth home financing options.Integrates marketing promotions and programs into customer conversations, where appropriate.Manages all transactional outcomes of customer contacts or refers to appropriate groups.Negotiates home financing pricing ensuring customers feel valued at the same time as profitable transactions.Probes to understand customer needs related to mortgage renewal, investment and financing options; provides advice in the best interests of the customer.Handles customer contacts in an informed, professional, and efficient manner.Collaborates with internal and external stakeholders in order to deliver on business objectives.Escalates complex or unresolved customer situations to managers as required.Performs any required documentation to ensure customer’s requests are accurately processed.May research and investigate lending applications, following established processes.Maintains the confidentiality of customer and Bank information.Adheres to regulatory and compliance requirements, including Anti-Money Laundering and Terrorist Financing reporting requirements, Financial Consumer Agency of Canada (FCAC) consumer provision requirements and Privacy Act provisions.Maintains current knowledge of personal banking and lending products, practices, and trends and integrates into customer conversations in a professional manner.Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees.Analyzes issues and determines next steps.Broader work or accountabilities may be assigned as needed.Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.Qualifications:Between 2 - 3 years of relevant experience and/or certification in related field of study or an equivalent combination of education and experience is preferred, not required.Knowledge of personal lending and home financing products.Knowledge of competitive marketplace and trends in product offerings.Knowledge of contact centre operational processes and policies.Knowledge of call centre technology, processes and metrics.Specialized knowledge.Verbal & written communication skills - Good.Organization skills - Good.Collaboration & team skills - Good.Analytical and problem solving skills - Good.Salary :$40,500.00 - $80,000.00Pay Type:SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-RewardsAbout UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.