Mortgage Broker (Independent Contractor)

Wealthsimple Technologies; Toronto; Remote; CAD 70,000 - 120,000; Full time

Benefits offered by this job

Commission-based role

Job summary

Wealthsimple is seeking a licensed mortgage broker in Quebec to connect clients with mortgage solutions and drive business growth. This commission-based role does not include standard benefits.

The ideal candidate has AMF licensing, a builder mindset, and experience handling high-volume pipelines. You will build relationships, identify opportunities, and collaborate with Wealthsimple’s teams to ensure regulatory compliance while delivering exceptional client experiences.

Qualifications

• Must be a licensed mortgage broker in Quebec.
• AMF mortgage broker license in good standing.
• Experience in lending products or other sales functions is a strong plus.
• Experience handling high volume sales pipelines is ideal.

Responsibilities

• Build and maintain strong client relationships, providing expert advice and guiding clients through the mortgage process.
• Identify and pursue new business opportunities leveraging industry knowledge.
• Collaborate with Legal, Compliance, Product and Marketing to ensure regulatory alignment and corporate objectives.
• Stay informed about regulatory developments, industry trends and emerging risks.
• Track and analyze sales performance to identify opportunities for improvement and growth.

Skills

Mortgage Guru

Problem-solving

Proactive Action Oriented

Efficiency

Strong written and verbalcommunication

Honesty/integrity

Relevant experience

AMF mortgage broker license

Job description

Build something people love

Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $169 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.

We're proud of what we've built — and we're just getting started. Read our Culture Manual and learn more about how we work.

About the role

Reporting to Wealthsimple’s Manager, Mortgage Compliance,, the selected mortgage broker will be responsible for connecting clients with mortgage solutions and driving business growth. No pre-existing book of business is required.

Our ideal hire has a builder mindset, is detail-oriented, action-oriented, and proactive. They own their role and continuously help identify ways to improve processes and controls while mitigating risk. It is essential that this person manages time well, keeps on top of deliverables, and has the potential to grow with us. Must be a licensed mortgage broker in Quebec. Experience in lending products or other sales functions is a strong plus. Experience handling high volume sales pipelines is ideal.

Compensation & Benefits

• This is a commission-based role, offering substantial earning potential. Details of the commission structure will be discussed during the interview process.
• This role does not qualify for the benefits listed under the "Why Wealthsimple?" section below.

Key Capabilities/Responsibilities:

In this role, the candidate will have the opportunity to:

• Build and maintain strong client relationships, providing expert advice, and guiding clients through the mortgage process.
• Identify and pursue new business opportunities, leveraging their industry knowledge.
• Partner with Wealthsimple's legal, compliance, product, and marketing teams to ensure all activities align with regulatory requirements and company objectives.
• Stay informed about regulatory developments, industry trends, and emerging risks.
• Track and analyze their sales performance, identifying areas for improvement and growth.

Skills we’re looking for:

• Mortgage Guru: They love being a mortgage broker. Guiding clients through their mortgage journey is their passion and they always put client experience first.
• Problem-solving: If something seems off, they want to figure out what’s going on; they enjoy navigating uncertainty, bringing clarity to ambiguity, and don’t wait for a playbook to be written.
• Proactive Action Oriented: They act without being told what to do, taking full ownership of work and proactively seeking help and input when needed to provide well-supported solutions.
• Efficiency: They can produce significant output with minimum wasted effort; they find the path of least resistance to problem definition, solution, and execution.
• Strong written and verbal communication: Speaks plainly and truthfully. Communicates complex ideas in a simple and easy-to-understand way for any audience.
• Honesty/integrity: Doesn't cut corners; does what is right, not what is politically expedient.
• Relevant experience: Demonstrated success in a commission-based sales role, preferably within the mortgage industry.
• AMF mortgage broker license: Candidates must have a mortgage broker license delivered by the AMF, in good standing.

À propos du poste

Relevant du Gestionnaire, Conformité hypothécaire (Courtier Dirigeant) de Wealthsimple, la personne retenue sera responsable d’accompagner les clients dans la recherche de solutions hypothécaires adaptées à leurs besoins et de contribuer à la croissance de nos activités. Aucun portefeuille de clients existant n’est requis.

La personne idéale possède un esprit entrepreneurial, fait preuve de rigueur, est orientée vers l’action et prend les devants. Elle assume pleinement ses responsabilités et cherche continuellement à améliorer les processus et les contrôles tout en réduisant les risques. Elle doit faire preuve d’une excellente gestion du temps, assurer un suivi rigoureux de ses dossiers et démontrer un potentiel d’évolution au sein de l’entreprise.

La personne doit détenir un permis de courtage hypothécaire valide au Québec. Une expérience dans les produits de financement ou dans d’autres fonctions liées à la vente constitue un atout important. De l’expérience à gérer un pipeline de vente à haut volume est idéal.

Rémunération et avantages sociaux

• Ce poste offre une rémunération à la commission, avec un potentiel de revenus important. Les détails de la structure de rémunération seront présentés au cours du processus d’entrevue.
• Ce rôle ne qualifie pas pour les bénéfices énumérés sous la section « Why Wealthsimple » ci-dessous.

Principales responsabilités

Dans le cadre de ses fonctions, la personne retenue aura l’occasion de :

• Établir et entretenir des relations solides avec les clients, leur offrir des conseils d’expert et les accompagner à chaque étape de leur parcours hypothécaire.
• Repérer et saisir de nouvelles occasions d’affaires en mettant à profit sa connaissance du secteur hypothécaire.
• Collaborer avec les équipes juridiques, de conformité, de produits et de marketing de Wealthsimple afin de veiller à ce que toutes les activités respectent les exigences réglementaires et les objectifs de l’entreprise.
• Se tenir au courant des changements réglementaires, des tendances du secteur et des risques émergents.
• Suivre et analyser ses résultats de vente afin de cibler les occasions d’amélioration et de croissance.

Compétences et qualités recherchées

• Guru de l’hypothèque: Vous adorez votre métier de courtier hypothécaire. Accompagner les clients dans leur parcours hypothécaire vous passionne et vous placez toujours l’expérience client au cœur de vos priorités.
• Résolution de problèmes: Lorsqu’une situation semble anormale, vous cherchez à en comprendre la cause. Vous êtes à l’aise dans l’incertitude, savez clarifier les situations ambiguës et n’attendez pas qu’on vous fournisse un guide pour passer à l’action.
• Proactivité et sens de l’initiative: Vous prenez des initiatives sans attendre qu’on vous dise quoi faire. Vous assumez pleinement vos responsabilités et sollicitez de manière proactive l’aide et les conseils nécessaires pour proposer des solutions réfléchies et bien fondées.
• Efficacité: Vous êtes capable de produire des résultats importants en minimisant les efforts inutiles. Vous privilégiez les approches simples et efficaces pour cerner les problèmes, trouver des solutions et les mettre en œuvre.
• Excellentes aptitudes en communication écrite et orale: Vous communiquez avec clarté, franchise et transparence. Vous savez vulgariser des concepts complexes et les rendre accessibles à différents publics.
• Honnêteté et intégrité: Vous ne prenez pas de raccourcis au détriment de la qualité ou de l’éthique. Vous faites ce qui est juste, même lorsque ce n’est pas la solution la plus facile ou la plus avantageuse sur le plan politique.
• Expérience pertinente: Vous avez démontré votre capacité à réussir dans un poste de vente rémunéré à la commission, idéalement dans le secteur hypothécaire.
• Permis de courtage: Les candidats doivent avoir un permis de courtage hypothécaire délivré par l’AMF, en bonne et due forme.

Why Wealthsimple?

Top-tier health benefits and life insurance

Long-term group savings with employer match, through Wealthsimple for Business

20 vacation days, 4 wellness days, and unlimited sick and mental health days per year*

90 days away: work outside Canada for up to 90 days per year*

Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.

*Unlimited paid sick days, Wellness Days and the 90 day away program do not apply to certain roles.

ICYMI

Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.

Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.