Mortgage Agent

True North Mortgage Inc.; Toronto; On-site; CAD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Medical benefits

Dental benefits

In-house financing

Private lending

Renewal pay

Leads provided

Training program

Team events

Flexible schedule

Job summary

True North Mortgage Inc. is seeking motivated Mortgage Brokers to join our Toronto team. You will provide expert mortgage advice using our exclusive products and warm leads, eliminating cold calling.

You’ll collaborate with THINK Financial and our in-house lender to secure competitive rates and fast turnarounds for clients. The role offers a base salary, individual bonuses, and team-based incentives. Expect a busy, client-focused environment with ongoing training and growth opportunities in a

Qualifications

• Track record of sales as a Banker, Broker, or Mobile Mortgage Specialist.
• Ability to establish relationships with clients and assist in informed decisions.
• Fast-paced environment; keep current with lenders and real estate market.
• Proven history delivering exceptional client experiences with strong results.
• Anticipate underwriters' requirements for conditions.
• Manage multiple client files and close timely.
• Understand risk levels in mortgage lending.
• Knowledge of mortgage lending and financial products.

Responsibilities

• Provide mortgage advice and guidance to clients to secure suitable financing.
• Build and maintain relationships; convert warm leads into closed loans.
• Stay up-to-date with lender changes and real estate market trends.
• Coordinate with underwriters to meet conditions and timelines.
• Manage a portfolio of client files and ensure timely closings.

Skills

Sales track-record

Relationship building

Mortgage knowledge

Underwriting awareness

File management

Risk awareness

Client experience focus

Lender market knowledge

Tools

Word

Excel

Outlook

Slack

Job description

Would you like to be proud of where you work and the products you sell? How about enjoying coming to work every day while being well compensated for your performance?

If you answered “Yes” to the above, then consider joining Canada’s most innovative company in the mortgage industry!

At True North Mortgage we put the customer experience first! We do this by offering the best rates on full-featured mortgage products exclusive to True North Mortgage. Plus, we are committed to making our agents the best in the biz by giving them the tools and support needed to provide superior advice and to get the job done fast and efficiently.

Your Role:

We are a team of experienced, smart, well-rounded Mortgage Brokers looking for new talent to join our organization. If you have experience in the Mortgage biz and have a great personality with tons of ambition, we would like your help to take our company to the next level.

What sets us apart? We are the only brokerage to utilize retail stores and the only brokerage with its own CMHC approved lender. By owning our lender, we can offer better rates and same day turn around. Our agents are also NOT responsible for generating any sales leads, we provide all our agents with warm leads… No cold calling.

There are many paths to success... We give you the freedom to use the tools and a style that works best for you. Just as we customize solutions for our clients, we provide our Mortgage Brokers with the team and resources they need to succeed!

Must Haves:

• Track Record of sales as a Banker, Broker, or a Mobile Mortgage Specialist. Mortgage Underwriters can also be very successful in this role as well!!
• Ability to establish and foster relationships with our clients and assist them in making an informed decision
• Fast paced environment, must be able to keep current with changes with lenders and the real estate market
• History of delivering an extraordinary experience for your clients with a focus on results
• Anticipate underwriters’ requirements for conditions
• Manage multiple client files and ensure each file closes in a timely manner
• Understand the levels of risk associated with mortgage loans

• Knowledge of mortgage lending and financial products

• Intermediate MS Office tools such as Word, Excel, Outlook and Slack

The True North Advantage:

• Salary – yes you read that right, unlike other brokers or bank specialists, True North Mortgage will pay you a healthy base salary, individual bonus plan as well as a monthly team-based bonus, so you are not alone!
• In-House financing – this is where we really shine! THINK Financial, (THINKFinancial.ca) our own lender, has the lowest rates in the country which will allow you to compete in the most competitive market. Want to increase the rate and get paid more? Done, you have total control!
• Private Lending- THINK Financial also offers private lending when your clients can’t qualify via the traditional route.
• Renewal Model - With THINK Financial, we offer a renewal model. Unlike your current employer, THINK will pay you upon renewal! Sounds fair since you helped the client in the first place, right?
• Leads – We provide our agents with warm leads. No cold calling!
• Training - We have a great training program: Dedicated senior members of our team will provide you with the training and tools needed to become a top Mortgage Broker. They have been where you are, and they know what it takes to succeed!

What we Offer:

• Competitive salary with medical and dental benefits paid for by the employer
• Diverse work environment
• Learning and Development through seminars and training from our various lenders so you can stay on top of the lending landscape
• Team events! We want you to be fully integrated into the True North team. We will hold regular team events so you can create new relationships and let loose and have a good time! Work hard, play hard!
• Rapidly growing organization
• Professional team with a shared perception of how things are done
• Flexible work schedule

Time and time again we hear from our new recruits how happy they are with their decision to join True North Mortgage, so if you think you have the right combination of skills, experience and personality then

This position is based in Toronto, ON. We thank you for your interest in this role however only local candidates, and those interested in relocating, will be considered.