Manager, Underwriting and Valuations Strategy Analyst

Capital One Canada; Toronto; Hybrid; CAD 90,000 - 120,000; Full time

Job summary

A leading financial services company in Toronto is seeking a Manager for Underwriting & Valuations Strategy Analyst. This role requires at least 5 years of analytical experience and a Bachelor's degree. You will lead complex analyses, present strategies to senior leadership, and have the opportunity to utilize SQL and Python. The position offers a hybrid work environment, competitive benefits, and opportunities for professional development. Ideal candidates will flourish in a collaborative, fast-paced environment.

Benefits

Work From Home allowance

Mental health coverage

Tuition subsidies

Qualifications

• At least 5 years of experience influencing strategic decisions.
• Strong teamwork and collaboration abilities.
• Experience coding and presenting analytical information.

Responsibilities

• Lead analyst for underwriting and valuations area.
• Present recommendations to senior leadership.
• Determine the strategic roadmap for the underwriting team.
• Use SQL and Python for complex analysis.

Skills

Analytical skills

Collaboration

Coding (SQL, Python)

Education

Bachelor's degree or higher

Tools

SQL

Python

Tableau

Quicksight

Job description

Overview

Manager, Underwriting & Valuations Strategy Analyst

About Capital One Canada.

For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!

Yes, we’re a credit card company, but we’re more than that too. With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering. Our Strategy & Analytics Roles are like management consulting, but better. From day one, you’ll have the opportunity to work on solving complex problems, using data-driven decision making to enhance the overall business strategy, while still maintaining work/life balance.

At Capital One, we love to give our Strategy Analyst Managers the opportunity to rotate to roles across various teams, so while this role is within the Credit Modeling team, we will consider your application for multiple Strategy & Analytics teams as well as offer you the opportunity to rotate to new teams throughout your time at Capital One. This is part of our winning formula for creating great future leaders and as such, this role is well suited to high performers looking for growth opportunities.

About the Team

The Underwriting & Valuations team consists of Strategy Analysts and Data Scientists who come together to build our models and policies which lead to our underwriting outcomes. This team collaborates with our best in class Credit Risk Management group to create robust analysis and implement credit based strategies.

About the Role

In this role, you will be the lead analyst responsible for determining the optimal underwriting strategy for your area of the business. You will perform complex analysis using model outputs and latest insights to determine and propose the winning strategy. You will present your recommendation and gain buy in from leadership. You will function as the lead analyst among a group of analysts, responsible for the teams’ most complex problems and guiding junior analysts across the team.

From a technical perspective, you’ll have access to various coding and visualization tools. You’ll work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight.

This role will eventually evolve into a people leadership role, and you will join the Capital One Leads program, which focuses on developing people leadership skills to lead high-performing teams.

Your Responsibilities

• You will be the lead analyst in one of the areas of underwriting and valuations, such as new applications or credit limit increases. You will have oversight of the most complex pieces of analysis in the area, including completing the analysis yourself and guiding the junior analysts on the team.
• You will create and present the recommendations to senior leadership and gain buy-in to proceed with strategies, which you will then implement, monitor and continue to improve as you see your strategy evolve.
• As the lead of your area, you will determine the strategic roadmap of the team and collaborate across the underwriting and valuations team to lead the change.
• You will use technical analytical skills (such as SQL and Python) to complete the analysis.

Basic Qualifications

• At least 5 years of experience, with an established history of leveraging analytical skills to effectively influence strategic decisions
• A bachelor’s degree or higher
• Experience working in a team environment, with a strong ability to collaborate effectively with others
• Experience in coding (e.g. Complete SQL scripts, Python notebooks) and presenting analytical information through slides and memos

Preferred Qualifications

• Experience in underwriting and valuations with a basic understanding of credit card or other loan based underwriting

Working at Capital One

Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.

Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.

We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).