MANAGER, PORTFOLIO MANAGER

BDC; Boucherville; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Employee Savings & Investment Plan (BD

Defined Benefit Pension Plan

Wellness & health care spending acct

Hybrid work model

Paid vacation plus personal & sick day

Office closure period Dec 25–Jan 1

Job summary

BDC is Canada’s bank focused on helping entrepreneurs grow. As Manager, Portfolio Management, you will oversee the loan portfolio, process service requests, and perform annual reviews throughout the loan lifecycle.

You will analyze complex credit and portfolio matters, recommend client‑centered solutions, and ensure alignment with BDC policies and risk standards. Your work directly supports Canadian businesses’ success.

Qualifications

• Bachelor’s degree and 3–5 years in banking/account management.
• Experience reviewing financial statements and conducting financial analysis.
• Ability to evaluate complex financial structures and risk ratings.
• Strong collaboration, judgment, and multi‑tasking skills.
• Bilingualism in French and English is an asset.

Responsibilities

• Manage outstanding file requirements in line with audit policies and approvals.
• Conduct annual portfolio reviews and monitor client activity and profitability.
• Review financial statements and assess client risk ratings.
• Identify risk situations and recommend restructuring or mitigations.
• Authorize or recommend loan amendments within approval authorities.
• Collaborate with Credit, Business Development and internal teams.
• Coach and mentor team members to improve effectiveness.
• Monitor regional economic trends and their impact on portfolios.
• Stay current on banking policies, processes and regulatory changes.

Skills

Financial analysis

Credit risk assessment

Collaboration & teamwork

Adaptability

Prioritization

Communication

Bilingual (French/English)

Problem solving

Education

Bachelor’s degree in Commerce/Business Administration

Job description

We Are Banking At Another Level.

Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC As Your Employer Also Means

• Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
• In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1
• A hybrid work model that truly balances work and personal life
• Opportunities for learning, training and development, and much more...

Explore the BDC Way in our Culture Book

Position Overview

BDC is the only bank dedicated exclusively to Canadian entrepreneurs. As a Manager, Portfolio Management, you will support the ongoing management of the Bank’s loan portfolio by processing service requests and annual reviews throughout the loan lifecycle. You will analyze complex credit and portfolio matters, recommend solutions that meet client needs, and ensure alignment with BDC policies, processes, and risk standards. Your work contributes directly to the success of Canadian businesses.

CHALLENGES TO BE MET

• Manage outstanding file-related requirements in accordance with BDC audit policies, processes, and procedures by ensuring documentation is complete, conditions are satisfied, required information is accurate, and signatures are obtained.
• Complete annual portfolio reviews by assessing portfolio profitability, monitoring client borrowing activity, identifying financing or consulting opportunities, and supporting client retention.
• Review financial statements, perform financial analysis, and assess client risk ratings.
• Identify and actively manage potential risk situations, including payment arrears, deteriorating risk profiles, and declining financial performance. Evaluate complex and high-risk service requests and recommend appropriate solutions, including restructuring agreements to minimize risk and mitigate potential losses.
• Authorize, decline, or recommend loan amendments and service requests within established approval authorities while maintaining high standards of analysis and due diligence.
• Collaborate with Credit, Business Development teams, business centres, and other internal stakeholders to deliver effective client solutions and ensure consistent application of policies.
• Coach, mentor, and share expertise with team members to support team effectiveness.
• Monitor regional economic trends and assess potential impacts on BDC clients and portfolio performance.
• Remain current on changes to banking policies, procedures, detailed processes, credit practices, and regulatory requirements that may affect BDC.

Required Qualifications

• Bachelor’s degree in Commerce, Business Administration, or a related field.
• 3 to 5 years of experience as an Account Manager in the banking sector.
• Knowledge of banking products, services, policies, processes, and procedures.
• Experience reviewing financial statements and conducting financial analysis.
• Ability to evaluate complex financial structures.
• Experience assessing credit risk and/or risk ratings.
• Ability to identify issues, exercise sound judgment, and implement proactive solutions.
• Ability to manage multiple priorities and meet tight deadlines.
• Demonstrated adaptability in a changing business environment.
• Strong collaboration and teamwork skills.
• Bilingualism in French and English is considered an asset.

Preferred Qualifications

• Experience completing annual portfolio reviews of commercial lending relationships.
• Experience with loan servicing, loan amendments, or credit restructuring activities.
• Experience managing high-risk credit or portfolio situations.
• Experience coaching or mentoring colleagues. Knowledge of regional economic conditions and their impact on commercial clients.

Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at [e-mail].

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.