MANAGER, PORTFOLIO MANAGEMENT - Across Western Canada

BDC; Calgary; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work model

Accommodation for accessibility

Job summary

BDC is the only bank dedicated exclusively to Canadian entrepreneurs. As a Manager, Portfolio Management, you will support the ongoing management of the loan portfolio by processing service requests and completing annual reviews throughout the loan lifecycle.

You will analyze complex credit and portfolio matters, recommend solutions that align with Bank policies, and work closely with Business Development teams to support the growth and success of Canadian businesses.

Qualifications

• Bachelor’s degree in Commerce, Business Administration, or a related field.
• 3 to 5 years of experience as an Account Manager in the banking sector.
• Knowledge of banking products, services, policies, processes, and procedures.
• Experience reviewing financial statements and conducting financial analysis.
• Ability to evaluate complex financial structures and assess credit risk.
• Ability to identify issues, exercise sound judgment, and develop proactive solutions.
• Ability to adapt to changing business environments and priorities.
• Time management skills with the ability to manage multiple priorities and meet deadlines.
• Collaborative approach to working with cross-functional teams.
• Strong interpersonal and relationship management skills.

Responsibilities

• Manage outstanding file requirements in accordance with BDC audit policies, processes, and procedures by ensuring documentation is complete, conditions are met, and required approvals and signatures are obtained.
• Complete annual portfolio reviews, validate portfolio profitability, monitor client borrowing activity, and identify opportunities for additional financing or consulting services.
• Review financial statements, perform financial analyses, and assess client risk ratings.
• Proactively identify and address risk indicators, including arrears, risk deterioration, and declining financial performance.
• Evaluate high-risk and complex service requests and recommend solutions to restructure agreements, reduce risk exposure, and mitigate losses in collaboration with Credit teams, business centres, and internal stakeholders.
• Authorize, decline, or recommend loan amendments and service requests within delegated authority levels while ensuring thorough analysis and due diligence.
• Build and maintain effective working relationships with business centre personnel and internal colleagues to support consistent policy application and shared objectives.
• Coach, mentor, and share expertise with team members.
• Stay informed about regional economic trends and assess potential impacts on BDC clients.
• Maintain current knowledge of changes to credit policies, procedures, regulatory requirements, and industry trends that may affect portfolio management activities.

Skills

Banking knowledge

Financial analysis

Credit risk assessment

Communication and collaboration

Problem solving

Education

Bachelor’s degree in Commerce, Business Administration, or related field

Job description

We are banking at another level.

Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC as your employer also means:

• Flexible and competitive benefits , including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few

• In addition to paid vacation each year, five personal days , sick days as necessary , and our offices are closed from December 25 to January 1

• A hybrid work model that truly balances work and personal life

• Opportunities for learning , training and development , and much more…

Explore the BDC Way in our Culture Book

_ Position available in: Vancouver, Calgary, Edmonton, Fraser Valley, Kelowna, Saskatoon or Winnipeg. _

POSITION OVERVIEW

BDC is the only bank dedicated exclusively to Canadian entrepreneurs. As a _ Manager, Portfolio Management _, you will support the ongoing management of the Bank’s loan portfolio by processing service requests and completing annual reviews throughout the loan lifecycle. You will analyze complex credit and portfolio matters, recommend solutions that align with Bank policies, and work closely with Business Development teams to support the growth and success of Canadian businesses. At BDC, you can be yourself at work, in an environment that values inclusion, equity, and diversity.

CHALLENGES TO BE MET

• Manage outstanding file requirements in accordance with BDC audit policies, processes, and procedures by ensuring documentation is complete, conditions are met, and required approvals and signatures are obtained.
• Complete annual portfolio reviews, validate portfolio profitability, monitor client borrowing activity, and identify opportunities for additional financing or consulting services.
• Review financial statements, perform financial analyses, and assess client risk ratings.
• Proactively identify and address risk indicators, including arrears, risk deterioration, and declining financial performance.
• Evaluate high-risk and complex service requests and recommend solutions to restructure agreements, reduce risk exposure, and mitigate losses in collaboration with Credit teams, business centres, and internal stakeholders.
• Authorize, decline, or recommend loan amendments and service requests within delegated authority levels while ensuring thorough analysis and due diligence.
• Build and maintain effective working relationships with business centre personnel and internal colleagues to support consistent policy application and shared objectives.
• Coach, mentor, and share expertise with team members.
• Stay informed about regional economic trends and assess potential impacts on BDC clients.
• Maintain current knowledge of changes to credit policies, procedures, regulatory requirements, and industry trends that may affect portfolio management activities.

WHAT WE ARE LOOKING FOR

• Bachelor’s degree in Commerce, Business Administration, or a related field.
• 3 to 5 years of experience as an Account Manager in the banking sector.
• Knowledge of banking products, services, policies, processes, and procedures.
• Experience reviewing financial statements and conducting financial analysis.
• Ability to evaluate complex financial structures and assess credit risk.
• Ability to identify issues, exercise sound judgment, and develop proactive solutions.
• Ability to adapt to changing business environments and priorities.
• Time management skills with the ability to manage multiple priorities and meet deadlines.
• Collaborative approach to working with cross-functional teams.
• Strong interpersonal and relationship management skills.

Preferred qualifications

• Bilingualism in French and English.

Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers , we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at [e-mail].

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.