Manager Financing Solutions, Pharmacy Group (Hybrid)

National Bank; Toronto; Hybrid; CAD 80,000 - 100,000; Full time

Job summary

A leading Canadian bank is seeking a Manager of Financing Solutions in Toronto to work with healthcare professionals. This role involves credit analysis, structuring applications, and collaborating closely with internal and external partners. Candidates should have relevant financial experience, strong negotiation skills, and excellent communication abilities. The position offers hybrid working options and various benefits to support employee wellness and development.

Benefits

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Opportunities for community initiatives

Telemedicine service

Virtual sleep clinic

Qualifications

• 6 years of relevant experience or 4 years with a master’s degree.
• Ability to collaborate effectively with partners.
• Strong negotiation skills.

Responsibilities

• Perform credit analyses and make recommendations.
• Structure credit applications to meet Bank's risk criteria.
• Negotiate terms with Credit Risk Management.
• Produce documents to ensure efficient processing of credit applications.

Skills

Negotiation experience

Experience in commercial credit

Experience analyzing financial statements

Excellent interpersonal and communication skills

Education

Bachelor’s degree in a related field

Master’s degree in a related field

Undergraduate diploma from the National Bank University Program

Job description

Attendance Hybrid Job number 28368 Category Senior Professional Status : Permanent Type of Contract Permanent Schedule : Full-Time Full Time / Part Time? Full-Time Posting date 09-Sep-2025 Area(s) of interest : Advisory services, Commercial banking Location(s) : Montreal, Toronto

A career as Manager financing solutions in our specialized team in the Commercial & Private Banking 1859 sector means working closely with the commercial account managers and several other internal and external partners as a credit expert in the fields of pharmacy, medical and dental clinics, as well as other types of healthcare professionals. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.

Your Job

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
• Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
• Participate in determining client financing needs in collaboration with the Commercial Account Manager
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities

Your Team

Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients in the fields of pharmacy, medical and dental clinics, as well as other types of healthcare professionals. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.

Reporting to the Team Lead, manager financing solutions for Pharmacies and Healthcare Professionals, the position is based in Toronto or Montreal. You have the flexibility to work from home and/or go to the office, but you will also have to travel occasionally for client and team meetings.

Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.

Basic requirements

• A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience
• Negotiation experience
• Experience in commercial credit
• Experience analyzing financial statements
• Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations

Languages: English

Benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first. We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier‑free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates!