Manager Financing Solutions

National Bank of Canada; Winnipeg; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Telemedicine service

Virtual sleep clinic

Job summary

National Bank of Canada in Winnipeg seeks a Manager, Financing Solutions to partner with Commercial Account Managers and internal partners as a credit expert, shaping financing solutions for clients. You will perform high-quality credit analyses, structure applications, assess risks, negotiate terms, and produce documentation with the Credit Risk Management to ensure profitability and client success.

Hybrid work environment expected.

Qualifications

• Bachelor’s degree in commerce, finance, business or accounting with 3+ years of experience.
• Knowledge of functions of risk management, banking, business lending.
• Experience in commercial credit and analyzing financial statements.
• Good interpersonal and communication skills with an ability to collaborate with all partners and form well-reasoned recommendations.
• Negotiation experience.

Responsibilities

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations.
• Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Account Managers and Senior Manager, Financing Solutions.
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability.
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities.

Skills

Accountability

Client-focused

Communication

Diversity & Inclusion

Driving Results

Emotional Intelligence

Empathy

Humility

Initiative

Learning Agility

Resiliency

Teamwork

Education

Bachelor’s degree in commerce, finance, business or accounting fields

Job description

A career as Manager, Financing Solutions in the Commercial Banking team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations.
• Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Account Managers and Senior Manager, Financing Solutions.
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability.
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities.

Your team

Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Senior Manager and Team Leader, Financing Solutions and will be a part of the Winnipeg office. Our team stands out for itsexceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.

Prerequisites

• Hold a Bachelor’s Degree in commerce, finance, business or accounting fields and 3+ years of experience
• Knowledge of functions of risk management, banking, business lending
• Experience in commercial credit
• Experience analyzing financial statements
• Good interpersonal and communication skills with an ability to efficiently collaborate with all partners and form well-reasoned recommendations

A career as Manager, Financing Solutions in the Commercial Banking team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations.
• Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Account Managers and Senior Manager, Financing Solutions.
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability.
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities.

Your team

Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Senior Manager and Team Leader, Financing Solutions and will be a part of the Winnipeg office. Our team stands out for itsexceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.

Prerequisites

• Hold a Bachelor’s Degree in commerce, finance, business or accounting fields and 3+ years of experience
• Knowledge of functions of risk management, banking, business lending
• Experience in commercial credit
• Negotiation experience
• Experience analyzing financial statements
• Good interpersonal and communication skills with an ability to efficiently collaborate with all partners and form well-reasoned recommendations

Languages: English

Required skills: Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork

Your benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?