Junior Treasury Analyst - (6 Month Contract)

Canadian Tire Financial Services; Toronto; On-site; CAD 37,000 - 62,000; Full time

Benefits offered by this job

Career growth opportunities

Product discounts

Store discounts

Job summary

Canadian Tire Financial Services is seeking a Junior Treasury Analyst for a temporary contract to gain hands-on experience across funding, liquidity, cash management, credit analysis, and reporting. You will work as part of two Treasury teams and support recurring activities while learning about Canadian Tire Corporation, Canadian Tire Financial Services, CT REIT, Dealer Financing, and Franchise Trust.

Under guidance from experienced colleagues, the Analyst will help prepare accurate analyses

Qualifications

• Post-secondary education in finance, accounting, economics, business or related fields is assets but not required.
• Strong Excel skills and interest in financial analysis and modelling.
• Experience with AI tools to support research or productivity is a plus.

Responsibilities

• Maintain funding and liquidity models and analyze funding mix, timing, and forecast variances.
• Assist daily cash positioning across Canadian Tire entities and CT REIT, with training provided.
• Review cash movements, investigate forecast variances, and support month-end liquidity activities.
• Assist corporate financing activities, including debt issuances and credit facility renewals.
• Prepare credit metrics for Canadian Tire Corporation and CT REIT for internal discussions and ratings materials.
• Support capital allocation analysis and banking relationships.
• Prepare forecasts, reports, and variance analysis for the Dealer Financing Program.
• Assist with FX and interest rate risk management reporting.
• Prepare month-end, quarter-end, and year-end reports and ensure data accuracy.
• Collaborate with Treasury, Accounting, Tax, Internal Audit, FP&A and other areas.
• Support research, data gathering, scenario analysis and ad-hoc projects.

Skills

Excel

AI tools

Quantitative analysis

Written & verbal communication

Organization

Curiosity about treasury

Education

Post-secondary education in finance/accounting or related

Job description

The Junior Treasury Analyst is a temporary contract role that provides hands-on experience across funding, liquidity, cash management, credit analysis, financial risk management, and reporting. Working as part of two Treasury teams, the Analyst will support recurring activities and projects while learning about Canadian Tire Corporation, Canadian Tire Financial Services, CT REIT, Dealer Financing, and Franchise Trust.The role supports the Director of Corporate Treasury and the Manager, Treasury Financing & Risk Management. With guidance from experienced team members, the Analyst will help prepare accurate analysis and reporting, assist with day-to-day Treasury activities, and contribute to projects as team priorities evolve.**What You'll Do**Funding, Liquidity & Cash Management* Help maintain funding and liquidity models and prepare analysis of funding mix, timing, market conditions, and forecast variances.* Assist with daily and near-term cash positioning across Canadian Tire businesses, enterprise entities, and CT REIT, with training provided on key Treasury processes.* Review cash movements, investigate differences from forecasts, and support recurring month-end liquidity activities and CT REIT distributions.Financing, Credit & Capital Structure* Assist with corporate financing activities, including credit facility renewals, debt issuances, short-term funding rollovers, and the preparation of supporting materials.* Help prepare and update credit metrics for Canadian Tire Corporation and CT REIT for internal discussions and rating agency materials.* Support analysis related to capital allocation and the Corporation's banking relationships.Dealer Financing & Risk Management* Help prepare forecasts, recurring reports, and variance analysis for the Dealer Financing Program.* Assist with the administration and reporting of foreign exchange and interest rate risk management activities.* Document processes, ask questions, and suggest practical ways to improve recurring Treasury activities and controls.Reporting, Stakeholder Support & Special Projects* Help prepare month-end, quarter-end, and year-end reports and complete checks to ensure information is accurate, complete, and on time.* Work collaboratively with colleagues across Treasury, Accounting, Tax, Internal Audit, FP&A, Capital Markets, and other business areas.* Support research, data gathering, scenario analysis, and other projects with guidance from Treasury team members.**What You Bring*** Post-secondary education in any field, or equivalent experience. Studies or experience in finance, accounting, economics, business, mathematics, banking, or a related area are assets but are not required.* Strong Excel skills, an interest in developing financial analysis and modelling capabilities, and some experience using AI tools to support research, analysis, or productivity.* Good quantitative and problem-solving skills, with close attention to detail and accuracy.* Clear written and verbal communication skills, a strong work ethic, and a willingness to ask questions, learn, and be coached.* Ability to stay organized, manage multiple tasks, and meet deadlines with support from the team.* Curiosity about treasury, finance, capital markets, credit, financial risk management, and how AI can improve the way work is done**Our Team & Culture**Treasury at Canadian Tire is a collaborative, high-trust team that values curiosity, accuracy, clear communication, and a willingness to learn. We work closely across Finance, Capital Markets, and the broader business to support decisions related to cash, funding, and financial risk.Team members are encouraged to ask questions, build their knowledge, and contribute ideas. The successful candidate will receive guidance and cross-training from experienced colleagues while gaining meaningful exposure to a broad range of Treasury activities.Canadian Tire supports a positive work environment and a culture that respects work-life balance, outcomes over optics, and learning through experience.**Who You Are****Driven; Courageous; United.** These values reflect how our people serve Canadians, work together, and shape CTC's future.* **Driven:** Curious, organized, and motivated to learn how Treasury supports the broader business.* **Courageous:** Comfortable asking questions, trying new approaches, and speaking up when something is unclear.* **United:** A collaborative and dependable team member who is willing to help, learn from others, and build positive working relationships.We're always looking for great talent! In addition to competitive pay, we offer:* Career growth opportunities and product discounts**Broadband Salary Range:** $27.00/hr - $45.00/hr.Our typical *hiring range* is between $27.00/hr and $30.00/hr Salary decisions are also dependent on other factors such as your experience, industry benchmarks, internal equity and other role-specific requirements. We're committed to attracting top talent. For critical roles, the compensation offering will be reviewed to ensure alignment with market rate and conditions and the unique value you bring to the role.#LI-CD1This posting represents an existing vacancy within our organization.We may use artificial intelligence tools as part of our recruitment process to assist in the initial screening of resumes. All hiring decisions, including candidate evaluation, selection, and disposition, are made by human recruiters.Canadian Tire Corporation, Limited (\"CTC\") is one of Canada's most admired and trusted companies. With more than 90 Owned Brands, over 1,600 retail locations, financial services, exemplary e-commerce capabilities, and exciting market-leading merchandising strategies. We dream big and work as one to innovate with purpose for our customers at every level of our business, investing in new technologies and products, and doubling down on top talent to drive the company forward. We offer competitive salaries and wages to CTC employees, as well as store discounts, supported learning through our Triangle Learning Academy, Canadian Tire Profit Sharing, and retirement and savings programs for eligible employees. As part of our enhanced flex benefits program, we offer mental health benefits in the amount of $5,000 per year for benefits-eligible employees and their families, including total well-being, and mental health tools and resources for all employees. Join us in helping to make life in Canada better through living and working our Core Values: we are innovators and entrepreneurs at our core, outcomes drive us, inclusion is a must, we are stronger together and we take personal responsibility. It is an especially exciting time to join CTC and its family of companies where career opportunities are wide-ranging! Join us, where there's a place for you here.**Our Commitment to Diversity, Inclusion and Belonging**We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better.**Accommodations**We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.We are one of Canada's most admired and trusted companies. With world-class owned brands and exciting market-leading merchandising