Intern, Financial Analyst - January 2027 (4 Month)

Capital One; Toronto; On-site; CAD 45,000 - 75,000; Full time

Benefits offered by this job

Hybrid work model

Mentorship program

Onboarding & development programs

Job summary

Capital One Canada is seeking an intern Financial Analyst in Toronto for January 2027 (4 months). You will work on automated cost-models, HST liability forecasting, and diverse financial analyses supporting product strategy.

The role blends hands-on modeling with reporting and audit-related tasks in a collaborative, mentorship-driven environment. The program emphasizes hybrid work, mentorship, and onboarding to accelerate your development as you contribute to real business decisions.

Qualifications

• Currently enrolled in an undergraduate degree or higher from an accredited university.
• Strong quantitative, analytical, problem-solving and conceptual skills.
• Previous internship/co-op experience working at Capital One.

Responsibilities

• Developing an automated model to determine cost assumptions for business lines present value models for investment decisions.
• Building a new python-based model to automate HST liability forecast process.
• Finance: Analyze financial metrics and performance.
• Prepare financial forecasts in support of evolving product and strategy decisions.
• Develop reporting and analysis to provide insight into business trends.
• Accounting: Participate in external financial reporting and OSFI reporting.
• Prepare accurate and timely reports, schedules and documentation.
• Perform financial and operational audits and test controls.

Skills

Quantitative skills

Analytical skills

Problem-solving

Conceptual thinking

Education

Undergraduate degree or higher

Job description

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario

Intern, Financial Analyst - January 2027 (4 Month)

About Capital One Canada. For 30 years, we’ve been on a mission to change banking for good. We challenge the traditional bank stereotype, fostering a culture where innovation thrives and bold ideas are celebrated. You’ll be empowered to grow your career in a supportive environment where you can own and shape your journey on your own terms. You’ll redefine what’s possible by contributing to work that impacts millions of Canadians, taking ownership of your decisions and outcomes, supported by mentors who will push you to think bigger and challenge the status quo. Are you ready to redefine what’s next?

About the Team

Yes, we’re a credit card company. But we’re more than that too. We’re driven by what our customers want, and how to make their lives simpler. We’re always looking for creative ways to offer digital solutions that make sense for our customers. With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering.

About the Role

To give you an idea of what to expect as a new analyst intern, here are a few co‑op project examples:

Your Responsibilities

• Developing an automated model to determine cost assumptions for business lines present value models for investment decisions. This involved determining operating expense assumptions that focus on new account acquisition costs, as well as maintenance and servicing costs for existing accounts. The goal: Automating various input data sources and developing a standardized and repeatable models
• Building a new python-based model to automate HST liability forecast process. The goal: Create a simpler model that could capture more detailed expense categories and clearly identify expenses that are HST applicable vs not to justify retiring the old manual complex model
• Finance: Analyze financial metrics and performance
• Prepare financial forecasts in support of evolving product and strategy decisions
• Develop reporting and analysis to provide insight into business trends
• Accounting: Participate in the external financial reporting process, including the external audit process and OSFI reporting
• Prepare accurate and timely reports, schedules and documentation
• Perform financial and operational audits and test controls, and identify efficiencies

Basic Qualifications

• Currently enrolled in an undergraduate degree or higher from an accredited university

Preferred Qualifications

• Strong quantitative, analytical, problem-solving and conceptual skills
• Previous internship/co‑op experience Working at Capital One

Benefits and Culture

Working at Capital One Here you’ll uncover personal strengths, explore new interests and make an impact that matters. The work you’ll find here will keep you inspired and guide you in your career journey. Take ownership of your own potential: As you begin your career, you’ll define your own path by gaining exposure across the business, learning new skills, and having access to tools and mentorship to understand your potential.

Find your rhythm: We believe trust fosters the flexibility and autonomy required to balance personal needs with a focus on high performance. We support a hybrid model – with 3 days in the office per week – that gives room for both collaboration and personal commitments.

A supportive community from day one: Through our robust onboarding program, orientation sessions, buddy program for new hires and early career development programs, you’ll get foundational training while building connections with your peers and leaders – cultivating a supportive community you can lean on for support and guidance. You’ll find that Capital One is committed to helping you thrive and evolve every step of the way.

Remuneration & Conditions

Expected annual salary range for this position is $45,000 - $75,000.

Weembrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

Equal Opportunity

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC). At Capital One, we’re building a leading information‑based technology company. Still founder‑led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit.