Group Underwriting Consultant

Sun Life Financial; Montreal (administrative region); On-site; CAD 58,000 - 93,000; Full time

Job summary

Sun Life Financial in Montreal seeks a Group Underwriting Consultant to lead complex underwriting work, assess non-standard cases, and provide strategic risk insights to support balanced pricing and durable income for clients.

You will partner with Business Development, present clear recommendations, coach teammates, and help transform underwriting with new tools, while upholding ethical standards and a collaborative team culture.

Qualifications

• Advanced underwriting expertise with end-to-end risk decisions.
• Strong financial, client, and business acumen.
• Proven negotiation and stakeholder management skills.
• Experience coaching and mentoring underwriters.
• Knowledge of regulatory requirements.

Responsibilities

• Lead renewals, quotes, plan revisions end-to-end.
• Apply risk analysis and financial evaluation.
• Present insights and recommendations to stakeholders.
• Coach and mentor underwriters.
• Drive underwriting transformation and new tools adoption.
• Leverage analytics and AI-enabled insights in decision making.
• Champion continuous improvement and ethical standards.

Skills

Advanced underwriting

Financial evaluation

Negotiation

Leadership/mentoring

Data analytics

Tools

Excel

AI insights

Underwriting systems

Job description

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful. When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description

About the role

As a Group Underwriting Consultant, you lead complex underwriting work, bringing advanced risk expertise, strong financial judgement, and strategic insight to support balanced pricing decisions and long-term, sustainable income for Sun Life. You are a trusted partner to Business Development, clients, and internal teams—using strategic influence, confident negotiation, and relationship management to deliver client-focused outcomes while protecting profitability.

What you will be doing

• Lead complex renewals, quotes, plan revisions, and inquiries end-to-end, resolving independently and escalating only when required.
• Apply advanced risk analysis, financial evaluation, and underwriting judgement to assess complex and non-standard cases.
• Present clear insights and recommendations, translating data and analytics into actionable business decisions.
• Act as a strategic partner to Business Development, using strategic influence to support client management and lead high‑value negotiations with clients, advisors, and brokers.
• Deliver effective presentations, peer reviews, and training to strengthen technical, commercial, and decision‑making capability across the team.
• Coach and mentor underwriters, supporting skill development, sound judgement, and consistent underwriting practices.
• Support underwriting transformation initiatives, including pilots, new tools, and process improvements.
• Leverage analytics, AI, and underwriting technology as decision support, applying strong human judgement and ethical oversight.
• Champion continuous improvement by identifying opportunities to enhance efficiency, client experience, and outcomes.
• Model accountability, professionalism, and ethical standards while contributing to a positive, inclusive team culture.

What you need to succeed

• Advanced underwriting expertise with the ability to independently manage complex work and risk decisions end-to-end.
• Strong financial, client, and business acumen to connect underwriting decisions to outcomes.
• Proven negotiation, strategic influencing, and relationship‑management skills, including the ability to align stakeholders through complex client and partner discussions.
• Demonstrated leadership through coaching, mentoring, and knowledge‑sharing.
• Solid understanding of the regulatory environment and compliance requirements.
• Experience working with advanced underwriting tools, analytics, and AI‑enabled insights; ability to support adoption and coach others.
• Strong problem‑solving skills, creativity, and a continuous improvement mindset.
• Ability to contribute to or lead projects and large‑scale initiatives, including major renewals, quotes, or transformation efforts.
• A thoughtful approach to decision making with an ability to apply judgement to unique situations.
• Strong understanding of financial arrangements, with advanced mathematical and analytical skills to support sound underwriting decisions.
• Ability to use underwriting systems, reporting tools, and Excel to analyze trends, investigate triggers, and support data‑driven decisions.
• Bilingualism (French, English, both oral and written) is required for the frequent interactions with English and French‑speaking colleagues or internal partners across Canada and worldwide.

What’s in it for you?

• The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors.
• In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance.
• Certain sales focused roles have sales incentive plans based on individual or group sales results.
• Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues.
• We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

Equal Employment Opportunity

We welcome applications from qualified individuals from all backgrounds.

Accessibility

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e‑mail a request to [e-mail].

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Salary Information

Salary Range: 58,000/58 000 - 93,000/93 000

Job Category

Underwriting - Group

Posting End Date

02/10/2026

Shine together

At Sun Life, you can be your most brilliant self. Our supportive, flexible, and inclusive work environment is one where you – and your career – can thrive. Whatever your aspirations, collaborative leaders and colleagues are ready to help you learn, grow, and succeed. Make life brighter. We’re a global company with a passion for people. Our purpose is to help Clients achieve lifetime financial security and live healthier lives. As a team of 30,000 across 26 countries, our impact is far‑reaching, and locally relevant. There’s power in numbers. As part of Sun Life’s growing team, you have an impact on people in your community and around the world. Shape the future. With an optimistic eye at a brighter future, we drive to innovate. Be part of leading change, push boundaries and try new ways of working. Use data to drive bold actions. Be agile and pivot as we test and learn. At Sun Life, we’re driving transformation, sustainability and innovation for our Clients, employees, partners, and communities. Join us. Together we can make the future brighter. Join a top employer for a brighter future. Visit Sun Life Careers.