Financing Specialist

RBC; Halifax; On-site; CAD 70,000 - 95,000; Full time

Job summary

RBC in Halifax is seeking a Credit Specialist to support a high-performing commercial banking team with portfolio management and compliance. You will advise on business, financial and credit matters and partner with the Commercial Account Manager to optimize client-facing time.

Responsibilities include credit requests, annual reviews, risk-guided credit applications, and mentoring colleagues to serve diverse clients in a fast-paced environment.

Qualifications

• Proven track record in financial and credit analysis for exceptional client relationship management.
• Specialized industry expertise in real estate, healthcare or agriculture assets.
• Minimum 3 years of commercial lending experience in a financial institution.
• Strong organizational skills with ability to manage multiple tasks and deadlines.
• Experience with emerging communications and technology (web meetings, digital tools).

Responsibilities

• Leverage business analysis skills to meet client expectations for credit requests and annual reviews.
• Provide quality credit advice through presentation options that articulate advantages to the client.
• Demonstrate RBC’s ability to provide creative financial solutions quickly and effectively.
• Coach, mentor and assist colleagues to meet the needs of all clients.
• Exercise due diligence in recommending credit applications with Risk Management collaboration.

Skills

Adaptability

Business Development

Client Centricity

Communication

Critical Thinking

Curious Mindset

Financial Acumen

Practice Management

Education

Post-secondary diploma/degree in Commerce or Business

Tools

Web-based meetings

Social media

Digital banking

Mobile applications

Job description

What is the opportunity?

As a credit specialist supporting a high performing commercial banking sales team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time.

Job Description

What is the opportunity?

As a credit specialist supporting a high performing commercial banking sales team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time.

What will you do?

• Leverage superior business analysis skills to meet client expectations for credit requests and completion of annual reviews
• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
• Demonstrate a commitment to teamwork and collaboration by coaching, mentoring and assisting colleagues to meet the needs of all clients
• Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines

What do you need to succeed?

Must-have

• Proven track record in financial and credit analysis in support of exceptional client relationship management
• Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.). This portfolio is comprised primarily of real estate income producing assets.
• Minimum 3 years’ experience in commercial lending in a financial institution
• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
• Experience with emerging communications and technology (i.e., web based meetings, social media, digital banking, and mobile applications)

Nice-to-have

• Strong presentation and communication skills
• Strong interpersonal and negotiation skills
• Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
• Accounting designation (CPA/CA/CGA/CMA) or Chartered Financial Analyst (CFA)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address

202 BROWNLOW AVE:HALIFAX

City

Halifax

Country

Canada

Work hours/week

37.5

Employment Type

Full time

Platform

PERSONAL & COMMERCIAL BANKING

Job Type

Regular

Pay Type

Salaried

Posted Date

2026-09-09

Application Deadline

2026-09-23

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.