Financing Analyst, Business

Socket.dev; Quebec; On-site; CAD 60,000 - 75,000; Full time

Benefits offered by this job

Annual bonus

4 weeks vacation

Pension plan

Group insurance with telemedicine

Wellness expense reimbursement

Job summary

Desjardins in Quebec hires a financing analyst who contributes to risk management operations by analyzing files, formulating financing recommendations and determining guarantees required. You will work with colleagues to manage complex financing files for non-retail clients of moderate complexity.

The role requires a bachelor's degree, at least two years of relevant experience, and fluency in French. You will assess market and external environment analyses, apply policies and regulations, and

Qualifications

• Bachelor's degree in a related field
• A minimum of two years of relevant experience
• Knowledge of French is required
• Ability to perform analyses of the market and the business centre external environment
• Ability to perform financial analysis
• Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
• Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
• Knowledge of financing and credit management practices related to businesses
• Understanding of the philosophy and inner workings of a financial services cooperative
• Knowledge of policies, legislation and standards governing the products and services offered by the business centre
• Familiarity with government business assistance programs
• Knowledge of service standards
• Understanding of cooperative and cooperative network values, rules and operations

Responsibilities

• Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required.
• Perform variable credit control as needed.
• Conduct periodic reviews of financing files.
• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services.

Skills

Financial analysis

Market analysis

Credit risk knowledge

French language

Risk management

Education

Bachelor's degree

Job description

As financing analyst, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You perform financial analysis of files for the non‑retail client segment of moderate complexity, formulate recommendations and draw up financing packages. You serve as a resource person for financing files. You work closely with colleagues and partners involved in financing files. You draw on your in‑depth knowledge of the business area and your ability to manage complex situations. More specifically, you will be required to:

• Analyze financing files and formulate recommendations describing the financing and follow‑up conditions and the guarantees required.
• Perform variable credit control as needed.
• Conduct periodic reviews of financing files.
• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services.

What we offer*

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

*Benefits apply based on eligibility criteria.

What you bring to the table

• Bachelor's degree in a related field
• A minimum of two years of relevant experience
• Knowledge of French is required
• Ability to perform analyses of the market and the business centre external environment
• Ability to perform financial analysis
• Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
• Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
• Knowledge of financing and credit management practices related to businesses
  Understanding of the philosophy and inner workings of a financial services cooperative
• Knowledge of policies, legislation and standards governing the products and services offered by the business centre
• Familiarity with government business assistance programs
• Knowledge of service standards
• Understanding of cooperative and cooperative network values, rules and operations

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

Job Family

Risk management (FG)

Unposting Date

2026-09-14