Financial Planner - Future Opportunities

TD; Canada; On-site; CAD 60,000 - 70,000; Full time

Job summary

A leading financial institution is seeking a Financial Planner in Toronto. The role involves helping clients identify and achieve their financial goals while fostering long-term relationships. Successful candidates will possess a university degree, relevant financial qualifications, and a passion for financial planning. The position offers a salary range of $60,000 - $70,000 CAD and opportunities for commission-based earnings. This role champions career growth and supports professional development with a diverse benefits package.

Benefits

Base salary and variable compensation

Health and well-being benefits

Career development opportunities

Qualifications

• Preferred 3-5 years in financial services managing client relationships.
• Must achieve CFP designation within first 3 years in role.

Responsibilities

• Identify client life and financial goals through comprehensive reviews.
• Conduct analysis and report findings to advance program effectiveness.
• Monitor service productivity and implement improvements.

Skills

Financial planning passion

Entrepreneurial spirit

Understanding of industry regulatory issues

Excellent problem-solving skills

Strong communication skills

Education

University Degree

Canadian Securities Course (CSC) or CFA Level 1

Completed Conduct & Practices Handbook (CPH)

CIRO Registered Representative (RR) license

Achieved Certified Financial Planner (CFP) designation

Job description

Work Location

Toronto, Ontario, Canada

Hours

37.5

Line of Business

TD Wealth

Pay Details

$60,000 - $70,000 CAD
Role eligible for commission-based earnings.

TD is committed to fair and equitable compensation opportunities. Growth and skill development are core to the colleague experience at TD. Base pay may vary based on skills, experience, knowledge, geography, and business needs. Candidates are encouraged to discuss compensation with recruiters for more specifics.

Job Description

TD Wealth takes a sophisticated, holistic goals discovery approach to wealth planning and protection, providing highly personalized advice, solutions, and service to clients. The Financial Planning team understands that helping clients set and achieve financial goals while delivering a legendary customer experience drives new business and client loyalty. We do this by knowing our clients, offering professional and personalized solutions, and building award‑winning, high-performing teams.

With a focus on relationship management, advice, and business development, you will:

• Identify client life and financial goals, provide comprehensive reviews, and build long‑term relationships through financial planning expertise and ongoing services.
• Conduct reporting and relevant analysis, draw conclusions, make recommendations, and continually assess program effectiveness.
• Contribute to team and department goals while strengthening customer service and dedication.
• Monitor service, productivity, assess efficiency, and implement continuous improvements.
• Stay informed on best practices, procedures, and emerging trends.
• Acquire and apply expertise, mentor, assist, and guide others.
• Maintain a culture of risk management and control, supported by aligned risk appetite.
• Participate fully as a team member, supporting a positive and service‑oriented work environment.

Educational Requirements

• University Degree (preferred)
• 3‑5 years in financial services managing client relationships, providing financial advice, and tailored investment solutions (preferred)
• Canadian Securities Course (CSC) or CFA Level 1 (or higher) required before start date
• Complete Conduct & Practices Handbook (CPH) within first 90 days in role
• CIRO Registered Representative (RR) license within first 90 days in role
• Complete Wealth Management Essentials (WME) within first 30 months in role
• Achieve Certified Financial Planner (CFP) designation within first 3 years in role
  • CFP Eligibility requirements: University Degree OR
    • Up to 10 years of qualifying work experience
    • Have been a QAFP professional in good standing for a minimum of 5 years at the time of applying

Skills you will require

• Passion for financial planning and a drive to help clients reach their life and financial goals
• Entrepreneurial spirit to prospect external business development opportunities through networking, with experience in high‑value sales and business development
• Deep understanding of industry, competitive landscape, economic market issues, and regulatory environment
• Excellent people and problem‑solving skills to build and maintain client relationships
• Strong communication skills with ability to work collaboratively and independently, provide assistance, and build relationships

Who We Are

TD is one of the world’s leading global financial institutions and the fifth largest bank in North America by branches/stores. We deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. Our purpose is to enrich the lives of customers, communities and colleagues. We innovate to enhance the customer experience, build future‑shaping capabilities, and support the growth and development of our 95,000+ colleagues.

Our Total Rewards Package

Our Total Rewards package includes base salary, variable compensation, health and well‑being benefits, savings and retirement plans, paid time off, banking benefits, career development opportunities, and reward and recognition initiatives.

Additional Information

This opportunity is subject to provincial employment regulations. Each province or territory may have its own set of requirements, deadlines, and processes.

Colleague Development

Your career path and skill growth are supported through regular development conversations, an online learning platform, and mentoring programs. We help you identify opportunities that align with your goals.

Training & Onboarding

We provide training and onboarding sessions to ensure you have everything you need to succeed.

Interview Process

We reach out to shortlisted candidates to schedule interviews and communicate outcomes via email or phone.

Accommodation

Your accessibility is important. Let us know if you need accommodations such as accessible meeting rooms or captioning for virtual interviews.

Language Requirement (Quebec only)

Sans Objet

Thank You

We look forward to hearing from you!