Financial Crimes Risk Management Associate

TD Bank Group; Toronto; On-site; CAD 68,000 - 83,000; Full time

Job summary

TD Bank Group in Toronto offers a 24-month Associate Program for new graduates with four customized rotations in FCRM, covering AML, sanctions, and compliance. You will gain exposure to business oversight, financial intelligence, sanctions, and policy governance while developing leadership skills.

Successful candidates will graduate between May 2025 and May 2027 with a business-related bachelor's degree, and participate in training, mentorship, and career development within a caring, inclusive

Qualifications

• Proficiency in Microsoft Office Suite (Excel, Access, Tableau, Power Point, Power Pivot)
• Strong conceptual, analytical and problem-solving skills; can see the "big picture" in a complex environment
• Ability to develop solid business relationships with clients, business partners and stakeholders
• Well organized; can prioritize multiple tasks and deliver results on multiple deadlines
• Strong communicator with the ability to impact and influence others; demonstrated presentation skills
• Ability to handle confidential information with discretion

Responsibilities

• Support AML/sanctions/ABAC/compliance matters and program risks with research and analysis
• Provide advisory and operational support to internal team members and business groups
• Define opportunities for continued enhancements to departmental processes
• Receive mentorship from senior management and connect with leaders across the organization

Skills

Analytical thinking

Problem solving

Strong communication

Presentation skills

Relationship building

Education

Bachelor's degree in business

Tools

Microsoft Office Suite

Excel

Access

Tableau

PowerPoint

Power Pivot

Job description

page for more information.**Role Type:**Undergraduate**Work Location:**Toronto, Ontario, Canada**Hours:**37.5**Pay Details:**$75,000 - $75,000 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Job Description:****Preferred candidate has been identified \\*\\***DEPARTMENT OVERVIEWFor TD Bank Group (TD) to remain competitive, it is essential to selectively take and manage risks. TD acknowledges that having a strong risk culture and a robust approach to risk management is fundamental to our ongoing success.FCRM is responsible for compliance with anti-money laundering (AML), anti-terrorist financing, sanctions, and anti-bribery/anti-corruption legislation and prudential risk management across the global footprint of TD. We direct the design, content and enterprise-wide implementation of the FCRM Program at TD. FCRM teams act as proactive and trusted advisors to TD business lines while supporting a consistent, adaptable and effective culture across the organization.JOB DESCRIPTIONAbout the ProgramIf you can find clarity inside complexity, have a keen eye for research and a passion for procedure, this program is for you. Our 24-month Associate Program for new graduates is designed to attract, develop and retain top talent and build a leadership pipeline within FCRM.In this program you'll complete four customized, six-month rotations within FCRM where you may learn more about:Business Segment Oversight/Advisory TeamsFinancial Intelligence UnitCentralized Sanctions GroupPolicy, Training, and GovernanceWe align rotation opportunities with our business strategies to ensure you work on the most important priorities.What You'll DoNo matter where you work at TD, you'll make a meaningful impact, grow your skills and thrive in our culture of care. Here's what that means for each rotation in this program:Make an ImpactUse your strong communication, analytical and problem-solving skills to add value to each rotation you're assignedProvide a range of research, analysis, advisory and operational support to internal team members and/or business groups on AML, sanctions, ABAC, compliance matters and related program risksUse your strong communication, analytical and problem-solving skills to add value to projects you're assignedDefine opportunities for continued enhancements to departmental processes and make recommendations within assigned areas of responsibilityExperience GrowthBuild a diverse skill set, implement process improvements and develop the confidence to tackle challenging tasks in an entirely new area of each line of business rotationReceive feedback and mentorship from senior management. You'll connect with senior management and gain valuable experience from experts at the top of their game who can help you develop your leadership skillsLearn from your dedicated mentor(s) throughout your 24-month rotationCultivate Our Culture of CareInteract with other Associates to share learnings and network within the organizationDevelop strong relationships to help identify collaborative opportunities and coordinate efforts with other Risk groupsBe supported by a robust team of colleagues, peers and advisors to ensure your growth, development and successCOLLEAGUE DEVELOPMENTIf you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. Receive regular career, development and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.JOB REQUIREMENTSWhat You Need to SucceedWe're proud to work with a group of diverse colleagues. If you have relevant experience that isn't mentioned below, tell us about it in your resume or cover letter.Proficiency in Microsoft Office Suite (Excel, Access, Tableau, Power Point, Power Pivot)Strong conceptual, analytical and problem-solving skills; can see the \"big picture\" in a complex or ambiguous environmentAbility to develop solid business relationships with clients, business partners and stakeholdersWell organized; can prioritize multiple tasks and deliver results on multiple deadlines in a fast-paced environmentStrong communicator with the ability to impact and influence others; demonstrated presentation skillsAbility to handle confidential information with discretionDesire to work in a caring, respectful and inclusive environment where all employees are supportedADDITIONAL INFORMATIONEducational Requirements; Must be graduated between May 2025 and May 2027 with a bachelor's degree in a business-related field.Program Location and Start Date: Toronto-based program which starts in July 2027. Candidates must have graduated prior to start (including final grades, excluding convocation).Applications Must Include:TranscriptsCover letter, including an explanation of how the Associate Program fits within your career aspirations (one letter-sized page or less)Resume (maximum of 2 pages)Hours & Workplace Model: Monday-Friday, standard business hoursINCLUSIVENESSAt TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.We welcome all applications; however, we will only contact qualified candidates chosen for an interview. We thank all applicants for their interest!**Who We Are**TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.**Our Total Rewards Package**Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward